Earnings Alerts

Japan Post Insurance (7181) Earnings: Q2 Surpasses Estimates as FY Net Income Forecast Rises

By November 14, 2025 No Comments
  • JP Insurance has increased its full-year net income forecast to 159.00 billion yen, compared to the previous forecast of 136.00 billion yen and analysts’ estimates of 141.62 billion yen.
  • The company projects net sales of 5.74 trillion yen, slightly below the analysts’ estimate of 5.75 trillion yen, yet up from the previous forecast of 5.64 trillion yen.
  • JP Insurance has maintained its dividend projection at 124.00 yen per share, which is lower than the analysts’ estimate of 127.93 yen.
  • For the second quarter, JP Insurance reported a net income of 59.21 billion yen, significantly outperforming the analysts’ estimate of 43 billion yen based on two estimates.
  • Investment analysts have issued 5 buy ratings and 6 hold ratings for JP Insurance, with no sell ratings.
  • Comparisons with past results are grounded in the company’s own original financial disclosures.

Japan Post Insurance on Smartkarma

Analysts on Smartkarma are buzzing about Japan Post Insurance, as highlighted in a recent report titled “Primer: Japan Post Insurance (7181 JP) – Sep 2025″ by Ξ±SK. The report emphasizes Japan Post Insurance‘s unrivaled distribution network, utilizing post offices across the nation to reach a diverse customer base, a key strength contributing to its competitive edge. Furthermore, the company’s attractive valuation relative to its book value and its dedication to enhancing shareholder returns through dividends and capital efficiency are noted. However, analysts point out challenges stemming from Japan’s demographic trends and low interest rates, placing importance on future growth strategies such as product diversification and digitalization.


A look at Japan Post Insurance Smart Scores

FactorScoreMagnitude
Value5
Dividend3
Growth3
Resilience4
Momentum5
OVERALL SMART SCORE4.0

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Japan Post Insurance Co. Ltd., a company operating in the life insurance sector, holds promising long-term prospects as indicated by its Smartkarma Smart Scores. With a top-notch Value score of 5, Japan Post Insurance is considered highly valuable in the market. Additionally, scoring impressively in Resilience with a score of 4, the company demonstrates its ability to withstand various market conditions. Momentum, another strong suit with a score of 5, suggests that Japan Post Insurance is currently experiencing positive market momentum. While the Dividend and Growth scores stand at 3, indicating a moderate performance in these areas, overall, Japan Post Insurance shows a positive outlook for the future.

Offering a range of insurance services such as whole life, education endowment, medical, and special endowment insurance, Japan Post Insurance serves both individuals and businesses across Japan. With a mix of high-value, resilience, and momentum, Japan Post Insurance seems well-positioned for growth and stability in the long run. Investors may find Japan Post Insurance an attractive choice given its strong scores across different factors, reflecting a company with solid fundamentals and potential for future success.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
Have feedback on this article? Concerned about the content? Get in touch with us directly.


 

πŸ’‘ Before it’s here, it’s on Smartkarma

Sign Up for Free

The Smartkarma Preview Pass is your entry to the Independent Investment Research Network

  • βœ“ Unlimited Research Summaries
  • βœ“ Personalised Alerts
  • βœ“ Custom Watchlists
  • βœ“ Company Analytics and News
  • βœ“ Events & Webinars