External broker reports(aggregated public sources), International Securities

International Securities

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External broker reports(aggregated public sources)

Equity Bottom-Up

Abu Dhabi Islamic Bank PJSC / Equity Bottom-Up

<ul><li>Shareholders profit up 19.1% YoY to AED1.6bn (+16.4% QoQ; +13.1% vs estimates)</li><li>Net interest income up 3.7% YoY to AED1.75bn (+5.3% QoQ; +4.8% vs estimate)</li><li>Non-interest income 35.4% YoY to AED1.1mn (+15.0% QoQ, +3.4% vs estimates)</li><li>Net operating income up 16.6% YoY to AED2.87bn (+8.9% QoQ; +4.2% vs estimates)</li></ul><p><em>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.</em></p>

Shareholders profit up 19.1% YoY to AED1.6bn (+16.4% QoQ; +13.1% vs estimates)Net interest income up 3.7% YoY to AED1.75bn (+5.3% QoQ; +4.8% vs estimate)Non-interest income 35.4% YoY to AED1.1mn (+15.0% QoQ, +3.4% vs estimates)Net operating income up 16.6% YoY to AED2.87bn (+8.9% QoQ; +4.2% vs estimates)Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

ADIB - 1Q25 Earnings up 19% YoY (+16.4% QoQ) On Higher NFI Despite Higher Tax, Above Our Estimates