Research Coverage on Small and Micro-Cap Companies, Zacks Small Cap Research

Zacks Small Cap Research

Zacks Small Cap Research provides research coverage on small- and micro-cap companies that are “under-followed” or “under-valued” by Wall Street. We produce high quality equity research for the institutional and retail investor on microcap firms we believe are well positioned for future growth. The Zacks SCR analyst team has an average of 20 years of experience in investment research. We conduct significant due diligence in an effort to maintain the highest quality small-cap universe.

Research Coverage on Small and Micro-Cap Companies

Equity Bottom-Up

Chesapeake Financial Shares In / Equity Bottom-Up

<ul><li>CPKF's second quarter net earnings increased $0.1 million, or 4%, to $3.1 million year over year, while 2025's second quarter diluted EPS rose $0.02, or 7%, to $0.67.</li><li>This was better than our estimate, which had called for a slight decline in net earnings of about $55,000 (off by about $50,000), as well as a $0.02 drop in EPS (off by $0.04).</li><li>We are increasing our diluted EPS estimate for 2025 by a nickel from $2.70 to $2.75, representing a 14% gain over 2024's actual EPS of $2.42.</li></ul>

CPKF's second quarter net earnings increased $0.1 million, or 4%, to $3.1 million year over year, while 2025's second quarter diluted EPS rose $0.02, or 7%, to $0.67.This was better than our estimate, which had called for a slight decline in net earnings of about $55,000 (off by about $50,000), as well as a $0.02 drop in EPS (off by $0.04).We are increasing our diluted EPS estimate for 2025 by a nickel from $2.70 to $2.75, representing a 14% gain over 2024's actual EPS of $2.42.

CPKF: Second Quarter Diluted EPS Beats our Estimate by 0.04