HDFC Bank

FinTech Playbook: Buy Now Pay Later | De-mystifying the tablestakes

Equity Bottom-Up
244 Views, 09 Jan 2022 17:02
EXECUTIVE SUMMARY

We expect regulatory convergence on the back of the RBI's recent narrative for digital lenders although FinTech BNPLs are likely to sustain their superior user experience. Within a bouquet of BNPL options, credit cards remain the most exhaustive and profitable and, in fact, offer an up-sell opportunity for credit-tested top-of-the-BNPL-pyramid customers. India's Buy-Now-Pay-Later (BNPL) is positioned as a source of gateway credit and poised to grow to USD56bn by FY26 (~5% of digital P2M payments) on the back of rising ecommerce and digital payments penetration.

Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.
detail (1-minute read)
WHAT’S TRENDING
Insights
  • Trending
  • Latest
logo
Logo
HDFC Securities
External broker reports(aggregated public sources)
HDFC Securities
IndiaEquity Bottom-Up

HDFC securities is the best online trading platform for stocks, IPOs, mutual fund in India. Content available is exter... 

Zoom:
NaN%
x