External broker reports(aggregated public sources), Rong Viet Securities

Rong Viet Securities

RongViet Securities Corporation (RongViet) was established in 2007, licensed to perform the complete range of securities services including brokerage, financial investment, underwriting, financial and investment advisory and securities depository. RongViet now has an operating network that spreads across the country. Our major shareholders, also our strategic partners, are reputable institutions, i.e Eximbank, Viet Dragon Fund Management, etc... Along with a team of the professional and dynamic staffs, RongViet has the man power as well as the financial capacity to bring our clients the most suitable and efficient products and services. Especially, RongViet was one of the very first securities firms to pay the adequate attention to the development of a team of analysts and the provision of useful research report to investors.

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External broker reports(aggregated public sources)

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Content available is external broker reports authored by a third party outside the Smartkarma network and has been aggregated by an online aggregator through publicly available sources and is displayed by Smartkarma in this format for user's convenience and general informational purposes only. Content does not constitute investment or financial advice and Smartkarma makes no representation or warranty regarding its accuracy or contents. Original third party author retains all copyright and other proprietary rights in the content. Access or use of third party links not controlled by Smartkarma are at the user's own risk.

Equity Bottom-Up

Vietnam International Bank / Equity Bottom-Up

<ul><li>A deep retail-oriented strategy along with the competitive advantage of fast retail loan processing will enable VIB to unlock the untapped potential of personal credit. </li><li>Mortgage - the bank's key product - though faces short-term challenges but its future demand is assured. </li><li>VIB has the capability to sustain above industry average profitability given its unique characteristics. </li></ul><p><em>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.</em></p>

A deep retail-oriented strategy along with the competitive advantage of fast retail loan processing will enable VIB to unlock the untapped potential of personal credit. Mortgage - the bank's key product - though faces short-term challenges but its future demand is assured. VIB has the capability to sustain above industry average profitability given its unique characteristics. Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Vietnam International Bank: A Highly Differentiated Retail Bank That Will Deliver Long-Term Value