Specialising in Fintech - Research and Development, Kiitot

Tatja Karkkainen

Specialising in Fintech - Research and Development

Kiitot

Tatja specialises in digital assets and machine learning. She has authored a number of academic papers relating to network effects, financial inclusion, crypto futures and FOMO. Her interest lies especially in predicting long term value. She has had a long and successful track record in institutional investor relationship management, IT and alternative investments. PhD in (Finance) Fintech, MA in Politics, BA in International Relations and Politics. CAIA, IMC, Series 3.

Crypto

<ul>
<li>Render is one of the earliest real-use utility tokens with a functioning marketplace for GPU compute, and adoption is expanding beyond crypto-native users.</li>
<li>Its migration to Solana and support for AI/ML workloads positions Render to benefit from rising demand for decentralised GPU resources, although competition from hyperscalers remains a structural risk.</li>
<li>As increasing real-world usage and transparent tokenomics provide upside optionality, but liquidity and regulatory uncertainties warrant conservative sizing.</li>
</ul>


Render is one of the earliest real-use utility tokens with a functioning marketplace for GPU compute, and adoption is expanding beyond crypto-native users.
Its migration to Solana and support for AI/ML workloads positions Render to benefit from rising demand for decentralised GPU resources, although competition from hyperscalers remains a structural risk.
As increasing real-world usage and transparent tokenomics provide upside optionality, but liquidity and regulatory uncertainties warrant conservative sizing.


Render: A Utility Token Powering AI and the Establishing Digital Compute Economy

ChainOpera AI is the blockchain and protocol for collaboratively developing and owning decentralized AI applications and humanity's agents.

<ul>
<li>Valuation inflated by AI market enthusiasm, not genuine federated learning adoption, and limited exchange listing. </li>
<li>Demand for federated AI data solutions remains uncertain at this stage.</li>
<li>High execution risk persists, as federated learning infrastructure is still conceptual and progress may lag expectations.</li>
</ul>


Valuation inflated by AI market enthusiasm, not genuine federated learning adoption, and limited exchange listing. 
Demand for federated AI data solutions remains uncertain at this stage.
High execution risk persists, as federated learning infrastructure is still conceptual and progress may lag expectations.


(COAI) ChainOpera - Decentralised Federated Learning for AI

Tether Gold (XAU₮) is a stablecoin that provides ownership on a 1:1 basis of one fine troy ounce of gold on a physical bar of gold that meets the Good Delivery standard of the London Bullion Market Association (LBMA). This technology allows access to a stablecoin that provides ownership of physical gold while avoiding the drawbacks associated with physical gold, such as high storage cost and limited accessibility. Note: XAU₮ tokens can be fractionated up to six decimal places (i.e. in increments as small as 0.000001 troy fine ounce).

<ul>
<li>Shows cointegration with traditional gold assets but trades 24/7, on-chain</li>
<li>Plays into the growing interest in on-chain real world assets (RWAs)</li>
<li>For on-chain portfolios, a small XAUt sleeve can cut volatility and drawdowns.</li>
</ul>


Shows cointegration with traditional gold assets but trades 24/7, on-chain
Plays into the growing interest in on-chain real world assets (RWAs)
For on-chain portfolios, a small XAUt sleeve can cut volatility and drawdowns.


Tether Gold (XAUt): Mildly Bullish Outlook – Hard-Asset Exposure with 24/7 Liquidity

<ul>
<li>Maple is establishing itself one of the largest on-chain credit venues, with deposits locked in at $2.1 bn and US$1.24 bn lent.</li>
<li>Pool delegates have skin in the game and underwriting lets pre-qualified trading firms borrow at 30-80 % lower collateral ratios than market while keeping lenders senior and over-collateralised.</li>
<li>Pool delegates in a ramp phase to build client books. Structured credit structures are planned.</li>
</ul>


Maple is establishing itself one of the largest on-chain credit venues, with deposits locked in at $2.1 bn and US$1.24 bn lent.
Pool delegates have skin in the game and underwriting lets pre-qualified trading firms borrow at 30-80 % lower collateral ratios than market while keeping lenders senior and over-collateralised.
Pool delegates in a ramp phase to build client books. Structured credit structures are planned.


Maple Finance (SYRUP) – Underwritten and Collateralised DeFi Lending on Ethereum.

Euler is a modular lending platform allowing users to deploy and chain together their own customised lending markets in a permissionless manner.

<ul>
<li>Euler’s differentiated design, which combines isolated vaults with pooled asset markets, enables bespoke collateral positioning and niche-token lending</li>
<li>Picks-And-Shovels strategy to exploit the current stable coin market growth</li>
<li>Team Quality &amp; Innovation: Dr Michael Bentley’s lead team explores opportunities and ships fast</li>
</ul>


Euler’s differentiated design, which combines isolated vaults with pooled asset markets, enables bespoke collateral positioning and niche-token lending
Picks-And-Shovels strategy to exploit the current stable coin market growth
Team Quality &amp; Innovation: Dr Michael Bentley’s lead team explores opportunities and ships fast


Euler (EUL) - DeFi Lending Protocol on Ethereum Advancing Aave and Compound

Kiitot
Specialising in Fintech - Research and Development

Render: A Utility Token Powering AI and the Establishing Digital Compute Economy

Render, a utility token for GPU compute with migration to Solana and support for AI/ML workloads. Upside potential, but competition and regulatory...

Tatja Karkkainen

(COAI) ChainOpera - Decentralised Federated Learning for AI

AI market enthusiasm has inflated valuation of this federated learning focused token despite limited adoption and uncertain demand, with high...

Tatja Karkkainen

Tether Gold (XAUt): Mildly Bullish Outlook – Hard-Asset Exposure with 24/7 Liquidity

On-chain gold token Tether Gold (XAUt) offers cointegration with traditional assets, reducing volatility in on-chain portfolios. #gold #onchain...

Tatja Karkkainen

Maple Finance (SYRUP) – Underwritten and Collateralised DeFi Lending on Ethereum.

Maple is becoming a major on-chain credit venue with $2.1 bn in deposits and $1.24 bn lent, offering lower collateral ratios for pre-qualified...

Tatja Karkkainen

Euler (EUL) - DeFi Lending Protocol on Ethereum Advancing Aave and Compound

Euler's innovative design allows for customised collateral positioning and niche-token lending. It leverages the current stable coin market growth...

Tatja Karkkainen

Render: A Utility Token Powering AI and the Establishing Digital Compute Economy

​Render, a utility token for GPU compute with migration to Solana and support for AI/ML workloads. Upside potential, but competition and regulatory...

Tatja Karkkainen

(COAI) ChainOpera - Decentralised Federated Learning for AI

​AI market enthusiasm has inflated valuation of this federated learning focused token despite limited adoption and uncertain demand, with high...

Tatja Karkkainen

Tether Gold (XAUt): Mildly Bullish Outlook – Hard-Asset Exposure with 24/7 Liquidity

​On-chain gold token Tether Gold (XAUt) offers cointegration with traditional assets, reducing volatility in on-chain portfolios. #gold #onchain...

Tatja Karkkainen

Maple Finance (SYRUP) – Underwritten and Collateralised DeFi Lending on Ethereum.

​Maple is becoming a major on-chain credit venue with $2.1 bn in deposits and $1.24 bn lent, offering lower collateral ratios for pre-qualified...

Tatja Karkkainen

Euler (EUL) - DeFi Lending Protocol on Ethereum Advancing Aave and Compound

​Euler's innovative design allows for customised collateral positioning and niche-token lending. It leverages the current stable coin market growth...

Tatja Karkkainen

Render, a utility token for GPU compute with migration to Solana and support for AI/ML workloads. Upside potential, but competition and regulatory...

AI market enthusiasm has inflated valuation of this federated learning focused token despite limited adoption and uncertain demand, with high...

On-chain gold token Tether Gold (XAUt) offers cointegration with traditional assets, reducing volatility in on-chain portfolios. #gold #onchain...

Maple is becoming a major on-chain credit venue with $2.1 bn in deposits and $1.24 bn lent, offering lower collateral ratios for pre-qualified...

Euler's innovative design allows for customised collateral positioning and niche-token lending. It leverages the current stable coin market growth...