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Equity Bottom-Up

Bank of Communications   / Equity Bottom-Up

<ul>
 <li>Bank of Communications is a major state-owned commercial bank in China with a long history and significant systemic importance, offering a comprehensive suite of financial services. Its performance is intrinsically linked to China's macroeconomic health.</li>
 <li>The bank faces a challenging operating environment characterized by narrowing net interest margins (NIMs) due to policy-driven rate cuts and muted loan demand. Asset quality, particularly exposure to the real estate sector and local government financing vehicles (LGFVs), remains a key investor concern.</li>
 <li>Despite headwinds, the bank maintains a strong dividend profile and is trading at a significant discount to its book value, which may attract value-oriented investors. Its strategic focus on digital transformation and key areas like green and inclusive finance could support long-term growth.</li>
</ul>This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.


  Bank of Communications is a major state-owned commercial bank in China with a long history and significant systemic importance, offering a comprehensive suite of financial services. Its performance is intrinsically linked to China's macroeconomic health.
  The bank faces a challenging operating environment characterized by narrowing net interest margins (NIMs) due to policy-driven rate cuts and muted loan demand. Asset quality, particularly exposure to the real estate sector and local government financing vehicles (LGFVs), remains a key investor concern.
  Despite headwinds, the bank maintains a strong dividend profile and is trading at a significant discount to its book value, which may attract value-oriented investors. Its strategic focus on digital transformation and key areas like green and inclusive finance could support long-term growth.
This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.

Primer: Bank of Communications   (601328 CH) - Sep 2025

Bank Of Communications Co H / Equity Bottom-Up

<ul>
 <li>Bank of Communications (BoCom) is one of China's largest state-owned commercial banks, possessing a strong brand and extensive network. However, its performance is closely tied to the macroeconomic conditions of China, facing headwinds from narrowing interest margins and risks in the real estate sector.</li>
 <li>The bank demonstrates a strong commitment to shareholder returns, evidenced by a high dividend yield and a '5/5' Smartkarma dividend score. This is a key attraction for income-focused investors, though dividend growth has been flat.</li>
 <li>Valuation appears attractive, with low Price-to-Earnings and Price-to-Book ratios compared to peers and historical levels. This may reflect market concerns about asset quality and future growth prospects in a challenging economic environment.</li>
</ul>This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.


  Bank of Communications (BoCom) is one of China's largest state-owned commercial banks, possessing a strong brand and extensive network. However, its performance is closely tied to the macroeconomic conditions of China, facing headwinds from narrowing interest margins and risks in the real estate sector.
  The bank demonstrates a strong commitment to shareholder returns, evidenced by a high dividend yield and a '5/5' Smartkarma dividend score. This is a key attraction for income-focused investors, though dividend growth has been flat.
  Valuation appears attractive, with low Price-to-Earnings and Price-to-Book ratios compared to peers and historical levels. This may reflect market concerns about asset quality and future growth prospects in a challenging economic environment.
This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.

Primer: Bank Of Communications Co H (3328 HK) - Sep 2025

China

Bank of Communications Co. Ltd. provides a full range of commercial banking services including RMB and foreign currency deposit, loan, international and domestic settlement, discount, currency trading, letter of credit, bank guarantee, and other related services.

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Bank Of Communications Co H (3328 HK)

Primer: Bank of Communications (601328 CH) - Sep 2025

Bank of Communications is a major state-owned commercial bank in China with a long history and significant systemic importance, offering a...

αSK

Primer: Bank Of Communications Co H (3328 HK) - Sep 2025

Bank of Communications (BoCom) is one of China's largest state-owned commercial banks, possessing a strong brand and extensive network. However,...

αSK

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52-week Range

Market Cap (USDm)

P/E

Dividend (Yield)