External broker reports(aggregated public sources), Topline Securities

Topline Securities

External broker reports(aggregated public sources)

Topline Securities is one of the fastest growing brokerage houses in Pakistan. It has strong equity brokerage, economic / equity research, mutual fund distribution, commodity trading and corporate finance & advisory functions. Content available is external broker reports authored by a third party outside the Smartkarma network and has been aggregated by an online aggregator through publicly available sources and is displayed by Smartkarma in this format for user's convenience and general informational purposes only. Content does not constitute investment or financial advice and Smartkarma makes no representation or warranty regarding its accuracy or contents. Original third party author retains all copyright and other proprietary rights in the content. Access or use of third party links not controlled by Smartkarma are at the user's own risk.

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<ul><li>Habib Bank (HBL) posted 3Q2024 consolidated earnings of Rs9.85/share, down 13% YoY while up 1% QoQ. This takes 9M2024 EPS to Rs30.03/share up 3% YoY. The result came in line with industry expectations.</li><li>Alongside result, bank also announced a third interim cash dividend of Rs4/share, taking 9M2024 dividend to Rs12/share.</li><li>Net Interest Income (NII) for 3Q2024 settled at Rs64bn down 2% YoY due to fall in asset yields. On QoQ basis NII was up 4% due to favorable asset repricing gap.</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL) posted 3Q2024 consolidated earnings of Rs9.85/share, down 13% YoY while up 1% QoQ. This takes 9M2024 EPS to Rs30.03/share up 3% YoY. The result came in line with industry expectations.Alongside result, bank also announced a third interim cash dividend of Rs4/share, taking 9M2024 dividend to Rs12/share.Net Interest Income (NII) for 3Q2024 settled at Rs64bn down 2% YoY due to fall in asset yields. On QoQ basis NII was up 4% due to favorable asset repricing gap.Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL): 3Q2024 EPS at Rs9.85, Down 13% YoY

<ul><li>Habib Bank (HBL) posted 2Q2024 consolidated earnings of Rs9.8/share, up 11% YoY while down 6% QoQ. This takes 1H2024 EPS to Rs20.2/share up 13% YoY. The result came in line with industry expectations.</li><li>Alongside result, bank also announced a second interim cash dividend of Rs4/share, taking 1H2024 dividend to Rs8/share.</li><li>Net Interest Income (NII) for 2Q2024 settled at Rs61bn up 5% YoY due to rise in asset yields. On QoQ basis NII was also up 1% where interest earned increase by 6% to Rs209bn while interest expense up by 8% at Rs148bn in 2Q2024.</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL) posted 2Q2024 consolidated earnings of Rs9.8/share, up 11% YoY while down 6% QoQ. This takes 1H2024 EPS to Rs20.2/share up 13% YoY. The result came in line with industry expectations.Alongside result, bank also announced a second interim cash dividend of Rs4/share, taking 1H2024 dividend to Rs8/share.Net Interest Income (NII) for 2Q2024 settled at Rs61bn up 5% YoY due to rise in asset yields. On QoQ basis NII was also up 1% where interest earned increase by 6% to Rs209bn while interest expense up by 8% at Rs148bn in 2Q2024.Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL): 2Q2024 EPS at Rs9.8, up 11% YoY (Earnings in Line with Industry Expectations)

<ul><li>Habib Bank (HBL) posted 1Q2024 consolidated earnings of Rs10.37/share, up 15% YoY and 2% QoQ. The result came in line with industry expectations.</li><li>Alongside result, bank also announced a first interim cash dividend of Rs4/share vs Rs1.5/share in same period last year, which was also in line with expectations.</li><li>Net Interest Income (NII) for 1Q2024 settled at Rs61bn up 8% YoY due to rise in asset yields.</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL) posted 1Q2024 consolidated earnings of Rs10.37/share, up 15% YoY and 2% QoQ. The result came in line with industry expectations.Alongside result, bank also announced a first interim cash dividend of Rs4/share vs Rs1.5/share in same period last year, which was also in line with expectations.Net Interest Income (NII) for 1Q2024 settled at Rs61bn up 8% YoY due to rise in asset yields.Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL): 1Q2024 EPS at Rs10.4, up 15% YoY (Earnings in line with industry expectations)

<ul><li>Habib Bank (HBL) conducted its 2023 Corporate Briefing Session today where management discuss financial performance for 2023 and future outlook.</li><li>HBL deposits grew by 19% YoY to Rs4.14trn in 2023, and management aims for a deposit growth rate of 18-19% in 2024.</li><li>Domestic advances remained flat at Rs1.5trn in 2023. Management targets advances to grow by 12-13% in 2024.</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Habib Bank (HBL) conducted its 2023 Corporate Briefing Session today where management discuss financial performance for 2023 and future outlook.HBL deposits grew by 19% YoY to Rs4.14trn in 2023, and management aims for a deposit growth rate of 18-19% in 2024.Domestic advances remained flat at Rs1.5trn in 2023. Management targets advances to grow by 12-13% in 2024.Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Topline Flash Note: Habib Bank Limited (HBL): Corporate Briefing Key Takeaways

Pakistan

Habib Bank Ltd operates commercial bank in Pakistan. The Bank offers commercial, corporate, Investment, retail and International Group Banking.

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Habib Bank Ltd (HBL PA)

Habib Bank (HBL): 3Q2024 EPS at Rs9.85, Down 13% YoY

Habib Bank (HBL) posted 3Q2024 consolidated earnings of Rs9.85/share, down 13% YoY while up 1% QoQ. This takes 9M2024 EPS to Rs30.03/share up...

Topline Securities

Habib Bank (HBL): 2Q2024 EPS at Rs9.8, up 11% YoY (Earnings in Line with Industry Expectations)

Habib Bank (HBL) posted 2Q2024 consolidated earnings of Rs9.8/share, up 11% YoY while down 6% QoQ. This takes 1H2024 EPS to Rs20.2/share up 13%...

Topline Securities

Habib Bank (HBL): 1Q2024 EPS at Rs10.4, up 15% YoY (Earnings in line with industry expectations)

Habib Bank (HBL) posted 1Q2024 consolidated earnings of Rs10.37/share, up 15% YoY and 2% QoQ. The result came in line with...

Topline Securities

Topline Flash Note: Habib Bank Limited (HBL): Corporate Briefing Key Takeaways

Habib Bank (HBL) conducted its 2023 Corporate Briefing Session today where management discuss financial performance for 2023 and future...

Topline Securities

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