US Regional Banks – Credit Spread Silver Linings to Mitigate Loan Quality and Volume Headwinds
For US banks lower funding pressures and increasing spreads provide a silver lining against credit quality and lower volume headwinds; we like M&T...
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M&T Bank Corporation: Initiation of Coverage – Playing The Rate Hike Well And Creating An Investor Safe Haven – Key Drivers
This is our first report on a regional lender that played the rate hike well with its high-quality deposit base – M&T Bank Corporation. Their...
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US Bank Sector Stress – Old Fashioned Risks and a Regulatory Loophole Meet the Digital Age
US bank system strains reflects heightened interest rate risk, exacerbated by uninsured and concentrated deposits at a time of sharply rising...
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US Banks – Modified Loans Marginal, For Some
Declining modified loans is key in the US. The rate of decline is especially dramatic in TX, especially compared to banks in NY. Perhaps the...
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US Banks – Funding Cost Change Now More than Half of Interest Income Change
Many associate rising interest rates with an environment where banks make huge amounts of core income, e.g. net interest income. Where rising rates...
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