Independent research on the U.S. markets, Baptista Research

Baptista Research

Independent research on the U.S. markets

Baptista Research is an independent financial research house focused on the U.S. markets. We provide equity research as well as credit research reports on the top-listed U.S. companies with most of our focus on technology, consumer goods and services, automobiles, industrials, oil and gas, pharma, and healthcare. Our research has served more than 3000 institutional investors including mutual funds, hedge funds, banks, family offices, and various buy-side firms. We operate a research subscription service where institutions, as well as retail investors, can have priority access to all our research. We also have a wide distribution of our research reports across some of the top global financial platforms. Apart from equity research and credit research, we also provide advisory services with respect to mergers & acquisitions (M&A), private equity/ venture capital fundraising, valuation reports, and investment management services for corporates.
Baptista Research is owned and managed by Ishan Majumdar, an ex-Venture Capitalist/ Investment Banker, a Chartered Accountant, and a Masters’ degree holder in Management from HEC Paris. Ishan has nearly a decade of experience in Mergers and Acquisitions, Leveraged Buyouts (LBOs), Venture Capital Investing, Corporate Strategy, and Valuation in front-office roles at the likes of BNP Paribas CIB, Credit Agricole CIB, Groupe Danone, and TIW Private Equity. He has worked on and closed multiple acquisition deals, leveraged buyouts, and start-up investment transactions.

Equity Bottom-Up

<ul><li>Selective Insurance Group's recent performance reflects a mix of strategic efforts and industry challenges.</li><li>The company's financial results for the second quarter of 2025 highlight several positive and negative factors impacting its overall strategy and operations.</li><li>On the positive side, Selective Insurance Group reported a solid operating return on equity of 10.3% this quarter, buoyed by a robust investment income which grew by 18% compared to the previous year.</li></ul>

Selective Insurance Group's recent performance reflects a mix of strategic efforts and industry challenges.The company's financial results for the second quarter of 2025 highlight several positive and negative factors impacting its overall strategy and operations.On the positive side, Selective Insurance Group reported a solid operating return on equity of 10.3% this quarter, buoyed by a robust investment income which grew by 18% compared to the previous year.

Selective Insurance Group’s Battle With Social Inflation – Can Pricing Adjustments Win the War?

<ul><li>Selective Insurance Group reported its first quarter 2025 financial results, indicating a mixed performance.</li><li>The company achieved a combined ratio of 96.1%, while the after-tax net investment income grew to $96 million.</li><li>Return on equity and operating return on equity stood at 14.4%, reflecting a robust ability to manage capital effectively.</li></ul>

Selective Insurance Group reported its first quarter 2025 financial results, indicating a mixed performance.The company achieved a combined ratio of 96.1%, while the after-tax net investment income grew to $96 million.Return on equity and operating return on equity stood at 14.4%, reflecting a robust ability to manage capital effectively.

Selective Insurance Group: A Tale Of Insurance Lines Expansion & Some Bets Big on AI To Revolutionize Claims & Underwriting!

<ul><li>Selective Insurance Group, Inc. presented its 2024 financial results amidst a challenging backdrop.</li><li>A key highlight was the company's operating return on equity (ROE), which landed at 7.1%, falling short of their targeted 12%.</li><li>Despite this, Selective closed the year with a robust capital stance and financial flexibility conducive to strategic expansion.</li></ul>

Selective Insurance Group, Inc. presented its 2024 financial results amidst a challenging backdrop.A key highlight was the company's operating return on equity (ROE), which landed at 7.1%, falling short of their targeted 12%.Despite this, Selective closed the year with a robust capital stance and financial flexibility conducive to strategic expansion.

Selective Insurance Group: How Capital Allocation & Financial Flexibility Are Enabling The Capitalization On Emerging Growth Prospects?

<ul><li>The third quarter results for Selective Insurance Group Inc. show a mixed performance, reflecting both challenges and resilience within its operational model.</li><li>The company reported operating earnings per share of $1.40 and an operating return on equity (ROE) of 12.1% for the quarter.</li><li>However, these results were influenced by substantial catastrophe losses which inflated the combined ratio by 13.4 points, highlighting both the negative impact of external factors and the strength of the company's underlying business operations.</li></ul>

The third quarter results for Selective Insurance Group Inc. show a mixed performance, reflecting both challenges and resilience within its operational model.The company reported operating earnings per share of $1.40 and an operating return on equity (ROE) of 12.1% for the quarter.However, these results were influenced by substantial catastrophe losses which inflated the combined ratio by 13.4 points, highlighting both the negative impact of external factors and the strength of the company's underlying business operations.

Inside Selective Insurance’s Winning Formula: Stability

<ul><li>Selective Insurance Group Inc. delivered a mixed performance in the second quarter of 2024, navigating challenges that reflect broader industry-wide issues affecting insurers.</li><li>John Marchioni, the CEO, highlighted the company’s commitment to disciplined underwriting, pricing, and reserving practices, which remain intact despite the pressures of social inflation affecting liability lines, particularly general liability.</li><li>Baptista Research looks to evaluate the different factors that could influence the company's price in the near future and attempts to carry out an independent valuation of the company using a Discounted Cash Flow (DCF) methodology.</li></ul>

Selective Insurance Group Inc. delivered a mixed performance in the second quarter of 2024, navigating challenges that reflect broader industry-wide issues affecting insurers.John Marchioni, the CEO, highlighted the company’s commitment to disciplined underwriting, pricing, and reserving practices, which remain intact despite the pressures of social inflation affecting liability lines, particularly general liability.Baptista Research looks to evaluate the different factors that could influence the company's price in the near future and attempts to carry out an independent valuation of the company using a Discounted Cash Flow (DCF) methodology.

Selective Insurance Group Inc.: Enhanced Commercial Lines Pricing and Retention Strategies! - Major Drivers

United States

Selective Insurance Group, Inc., through its subsidiaries, offers a broad range of commercial insurance products, alternative risk management products, and managed care and related services.  The Company's customers include small to medium-sized businesses, governmental entities, selected classes of light industry, as well as individuals and families.

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Selective Insurance (SIGI US)

Selective Insurance Group: A Tale Of Insurance Lines Expansion & Some Bets Big on AI To Revolutionize Claims & Underwriting!

Selective Insurance Group reported its first quarter 2025 financial results, indicating a mixed performance. The company achieved a combined ratio...

Baptista Research

Selective Insurance Group: How Capital Allocation & Financial Flexibility Are Enabling The Capitalization On Emerging Growth Prospects?

Selective Insurance Group, Inc. presented its 2024 financial results amidst a challenging backdrop. A key highlight was the company's operating...

Baptista Research

Inside Selective Insurance’s Winning Formula: Stability

The third quarter results for Selective Insurance Group Inc. show a mixed performance, reflecting both challenges and resilience within its...

Baptista Research

Selective Insurance Group Inc.: Enhanced Commercial Lines Pricing and Retention Strategies! - Major Drivers

Selective Insurance Group Inc. delivered a mixed performance in the second quarter of 2024, navigating challenges that reflect broader...

Baptista Research

Price Gauge

52-week Range

Market Cap (USDm)

P/E

Dividend (Yield)

Selective Insurance Group’s Battle With Social Inflation – Can Pricing Adjustments Win the War?

Selective Insurance Group's recent performance reflects a mix of strategic efforts and industry challenges. The company's financial results for...

Baptista Research

Selective Insurance Group: A Tale Of Insurance Lines Expansion & Some Bets Big on AI To Revolutionize Claims & Underwriting!

Selective Insurance Group reported its first quarter 2025 financial results, indicating a mixed performance. The company achieved a combined ratio...

Baptista Research

Selective Insurance Group: How Capital Allocation & Financial Flexibility Are Enabling The Capitalization On Emerging Growth Prospects?

Selective Insurance Group, Inc. presented its 2024 financial results amidst a challenging backdrop. A key highlight was the company's operating...

Baptista Research

Inside Selective Insurance’s Winning Formula: Stability

The third quarter results for Selective Insurance Group Inc. show a mixed performance, reflecting both challenges and resilience within its...

Baptista Research

Selective Insurance Group Inc.: Enhanced Commercial Lines Pricing and Retention Strategies! - Major Drivers

Selective Insurance Group Inc. delivered a mixed performance in the second quarter of 2024, navigating challenges that reflect broader...

Baptista Research