Invest for a Sustainable Future, Impact Capital Asset Management

ICAM

Invest for a Sustainable Future

Impact Capital Asset Management

Established in August 2020, Impact Capital Asset Management Pte. Ltd. (ICAM) was conceived by seasoned professionals Deepak Mawandia and Atul Tetambe. Both have accumulated a wealth of knowledge and experience from their extensive tenures in the financial sector. In 2019, ICAM secured its RFMC license and subsequently introduced a technology-centric venture fund. By 2021, with the acquisition of its CMS license, ICAM witnessed steady growth in its assets under management. Presently, ICAM manages a portfolio exceeding USD 1 billion, diversified across various countries. Central to ICAM’s foundation is a commitment to offering a platform singularly dedicated to the best interests of its investor clients. The combined expertise of Deepak and Atul firmly establishes ICAM as a notable entity in the wealth management field.

Thematic (Sector/Industry)

<ul><li>Private capital raising has become harder compared to 2021.</li><li>IPOs are off the table until at least 2026, and most exits now happen via secondaries or distressed M&amp;A.</li><li>Investors demand profitability, not growth stories.</li></ul>

Private capital raising has become harder compared to 2021.IPOs are off the table until at least 2026, and most exits now happen via secondaries or distressed M&amp;A.Investors demand profitability, not growth stories.

The New Standard in Wealth Management, Wealth Management Alliance

Wealth Management Alliance

The New Standard in Wealth Management

WMA is a Singapore-based multi-family office with a Capital Markets Services license and provide fund management and investment advisory services to a small number of global UHNW clients. We also act as incubator for single-family offices, allowing them to plug into our broader ecosystem and infrastructure, and tap on our investment professionals for advice. WMA is designed around providing truly bespoke advice to each client, rather than taking a one-size-fits-all approach that may not fit each client's investment objectives and risk tolerances. On top of that, we are designed so that we avoid any semblance of conflicts of interests by being compensated only by the client (which may include profit sharing), as opposed to the model that many of our peers adopt, which include compensation from a variety of third parties such as funds managers, distributors or banks. That, to us, is the easiest way to be firmly on the side of the client in every decision we make.

<ul><li>The global fintech industry has had a long history but momentum gathered pace only with the advent of smartphones in the 1990s and modern artificial intelligence in the 2010s. Current market size is estimated at around USD320bn.</li><li>Singapore’s fintech industry took off in the 2010s with the support of government initiatives. Depending on definition and scope, there is a wide range in the estimated size of the industry in Singapore, but likely to be in the range of USD10-30bn. Importantly, industry projections point to double-digit annual growth in the coming years.</li><li>The key players in the Singapore fintech sector include traditional and digital banks, an array of private companies, and a handful of SGX listed counters.</li></ul>

The global fintech industry has had a long history but momentum gathered pace only with the advent of smartphones in the 1990s and modern artificial intelligence in the 2010s. Current market size is estimated at around USD320bn.Singapore’s fintech industry took off in the 2010s with the support of government initiatives. Depending on definition and scope, there is a wide range in the estimated size of the industry in Singapore, but likely to be in the range of USD10-30bn. Importantly, industry projections point to double-digit annual growth in the coming years.The key players in the Singapore fintech sector include traditional and digital banks, an array of private companies, and a handful of SGX listed counters.

Singapore Fintech Sector: Good Potential but a Few SGX Listings Thus Far

Offering Senior Secured Loans, Kilde

Kilde

Offering Senior Secured Loans

Kilde connects family offices, funds, and accredited investors to investment-ready private credit deals in developed and emerging markets. We offer senior secured loans from last-mile lending companies with strong capitalization, a healthy balance sheet, and a capable management team.

<ul>
<li>Singapore banks are earning record profits, driven by elevated net interest margins and rising fee income.</li>
<li>Assets under management (AUM) grew significantly in 2024 for Singapore’s banks. DBS leads with S$401bn of AUM as of 3Q24 (+13.6% YoY), while OCBC reported S$284bn of AUM (+5.2% YoY), and UOB reached S$186bn.</li>
<li>Total non-interest income for DBS, OCBC, and UOB in 3Q24 rose 29% YoY to over S$5bn combined.</li>
</ul>


Singapore banks are earning record profits, driven by elevated net interest margins and rising fee income.
Assets under management (AUM) grew significantly in 2024 for Singapore’s banks. DBS leads with S$401bn of AUM as of 3Q24 (+13.6% YoY), while OCBC reported S$284bn of AUM (+5.2% YoY), and UOB reached S$186bn.
Total non-interest income for DBS, OCBC, and UOB in 3Q24 rose 29% YoY to over S$5bn combined.


Singapore Banks: Singapore’s Financial Powerhouses Capitalizing on the City’s Continued Rise

Alpha-Centric ESG Research

Kyle Rudden

<ul><li>Singapore's major banks – DBS, OCBC, and UOB – have set sector-specific emissions targets for indirect emissions related to financial activities, known as Scope 3 "financed" emissions.</li><li>Collectively, these sector targets span ten carbon-intensive sectors, represent S$200+ billion in corporate loan portfolios, and cover the majority of the banks' total financed emissions.</li><li>Financed emissions targets facilitate decarbonisation of emissions-intensive clients, reducing climate-related risks and creating opportunities for new and innovative financial products.</li></ul>

Singapore's major banks – DBS, OCBC, and UOB – have set sector-specific emissions targets for indirect emissions related to financial activities, known as Scope 3 "financed" emissions.Collectively, these sector targets span ten carbon-intensive sectors, represent S$200+ billion in corporate loan portfolios, and cover the majority of the banks' total financed emissions.Financed emissions targets facilitate decarbonisation of emissions-intensive clients, reducing climate-related risks and creating opportunities for new and innovative financial products.

Singapore Banks and Financed Emissions: DBS, OCBC, and UOB

<ul>
<li>Combating climate change is a global imperative, and is particularly urgent for Southeast Asia which faces a disproportionate share of the adverse physical, social, and economic impacts.</li>
<li>ASEAN nations have demonstrated a strong commitment to climate action and have made real progress in certain areas, but require substantial climate financing to achieve their targets.</li>
<li>All regional ASEAN banks will play a critical role in climate finance, but those at the forefront of sustainable/green finance are poised to benefit from the region's climate transition.</li>
</ul>


Combating climate change is a global imperative, and is particularly urgent for Southeast Asia which faces a disproportionate share of the adverse physical, social, and economic impacts.
ASEAN nations have demonstrated a strong commitment to climate action and have made real progress in certain areas, but require substantial climate financing to achieve their targets.
All regional ASEAN banks will play a critical role in climate finance, but those at the forefront of sustainable/green finance are poised to benefit from the region's climate transition.


Green Banking in ASEAN: An Assessment of ASEAN Banks' Sustainable Finance Policies

Singapore

United Overseas Bank is a leading Asian bank offering a comprehensive range of financial services across its Group Retail, Group Wholesale Banking, and Global Markets segments. Its offerings include personal, private, commercial, and corporate banking, investment banking, asset management, and insurance services. The bank is headquartered in Singapore and was founded in 1935.

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United Overseas Bank (UOB SP)

FinTech and Digital Banks

Private capital raising has become harder compared to 2021. IPOs are off the table until at least 2026, and most exits now happen...

ICAM

Singapore Fintech Sector: Good Potential but a Few SGX Listings Thus Far

The global fintech industry has had a long history but momentum gathered pace only with the advent of smartphones in the 1990s and modern...

Wealth Management Alliance

Singapore Banks: Singapore’s Financial Powerhouses Capitalizing on the City’s Continued Rise

Singapore banks are earning record profits, driven by elevated net interest margins and rising fee income. Assets under management (AUM) grew...

Kilde

Singapore Banks and Financed Emissions: DBS, OCBC, and UOB

Singapore's major banks – DBS, OCBC, and UOB – have set sector-specific emissions targets for indirect emissions related to financial activities,...

Kyle Rudden

Green Banking in ASEAN: An Assessment of ASEAN Banks' Sustainable Finance Policies

ASEAN needs billions (probably trillions) in climate finance, and ASEAN banks are poised to play a vital role. This is an assessment of sustainable...

Kyle Rudden

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