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Asian Bank Asset Quality: "One Overdue, Two Bad" 一逾两呆 The Complex Journey of the NPL

2.1k Views10 Apr 2019 18:48
SUMMARY
  • Asset Quality recognition is something of a black art with varied definitions for non-performing loans (“NPLs”).
  • Firstly, we analyse what a NPL is.
  • We then evaluate provisioning changes across Asia. We rank countries.
  • We further analyse specific underlying NPL recognition issues in China.
  • We then rank a sample of regional banks and countries by NPL recognition.
  • Later, we take a look at how different systems come under NPL stress and how they cope often in a crisis environment.
  • Finally, we wrap things up with some concluding insights about the cultural backdrop which defines systemic asset quality.
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Paul Hollingworth
Global Bank Equity Specialist
Creative Portfolios
FinancialsQuantitative AnalysisEquity Bottom-Up
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