External broker reports(aggregated public sources), Topline Securities

Topline Securities

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External broker reports(aggregated public sources)

Equity Bottom-Up

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<li>Bank Alfalah announced its 1Q2025 results with consolidated earnings of Rs7.1bn (EPS of Rs4.49), reflecting a 29% decline YoY but a 53% increase QoQ.</li>
<li>The bank declared a first interim cash dividend of Rs2.5/share, exceeding expectations.</li>
<li>Net Interest Income for 1Q2025 increased by 6% YoY and 5% QoQ, driven by higher asset yields and an improved zero-cost current account mix.</li>
</ul>


Bank Alfalah announced its 1Q2025 results with consolidated earnings of Rs7.1bn (EPS of Rs4.49), reflecting a 29% decline YoY but a 53% increase QoQ.
The bank declared a first interim cash dividend of Rs2.5/share, exceeding expectations.
Net Interest Income for 1Q2025 increased by 6% YoY and 5% QoQ, driven by higher asset yields and an improved zero-cost current account mix.


Bank Alfalah (BAFL): 1Q2025 EPS at Rs4.49, up 65% QoQ (Earnings lower than industry expectations)