External broker reports(aggregated public sources), Topline Securities

Topline Securities

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External broker reports(aggregated public sources)

Equity Bottom-Up

<ul><li>Bank Alfalah (BAFL) announced its 4Q2025 result today, where the bank recorded consolidated earnings of Rs6.4bn (EPS of Rs4.07), up 38% YoY and 1% QoQ.</li><li>This takes 2025 earnings to Rs28bn (EPS of Rs17.63), down 30% YoY.</li><li>Net Interest Income (NII) for 4Q2025 settled at Rs34bn, up 8% YoY while flattish QoQ.</li></ul>

Bank Alfalah (BAFL) announced its 4Q2025 result today, where the bank recorded consolidated earnings of Rs6.4bn (EPS of Rs4.07), up 38% YoY and 1% QoQ.This takes 2025 earnings to Rs28bn (EPS of Rs17.63), down 30% YoY.Net Interest Income (NII) for 4Q2025 settled at Rs34bn, up 8% YoY while flattish QoQ.

Bank Alfalah (BAFL): 4Q2025 EPS At Rs4.07, Up 38% YoY (Earnings In Line With Expectations)