Market & Forensics Analyst, Beat the Street

Nimish Maheshwari

Nimish Maheshwari, an independent analyst and co-founder of Beat The Street, is an investing platform garnering more than 1,00,000+ followers across social media. 
His deep insights and forensic analysis have been featured in some of India's most prominent publications, including the Economic Times, The Morning Context, The Ken,  Dalal Street Investment Journal, Moneylife by Sucheta Dalal, and TheCore.in.
He has a keen eye for identifying red flags in Indian listed companies and has identified exclusive red flags earlier in Adani, Vedanta, Nykaa, Gland Pharma, Brightcom Group etc.

Market & Forensics Analyst

Indian Flexible Workspaces: A Strategic Comparative Analysis of Market Leaders

EV(E2W) Market Share War: Who Will Gain From the Consolidating Market?

Indian Pipe Sector: Signs of Revival Amid Volatility – Q3 FY26 Insights

Cement (Q3FY26 Results Preview): Muted demand, stable prices, healthy margins

Beat the Street

Beat The Street was founded by Nimish Maheshwari and Sudarshan Bhandari, both of whom are Chartered Accountants by Profession, known for their expert analysis in the fields of Business, Sectoral analysis, and Corporate governance.

With a strong social media presence of 45,000+ Subscribers across various platforms, they are considered trusted voices in the industry. Their insights and analysis have been featured in some of India’s most prominent publications, including the Economic Times, Dalal Street Investment Journal, The Morning Context, and The Ken.

Their analysis on Bankrupt & Insolvent companies has been instrumental in saving investors from significant losses. They have a keen eye for identifying red flags and has identified exclusive redflags earlier in Vedanta, Nykaa, Dhani Services, Adani and many more.

Read Business Not Stock Prices

Thematic (Sector/Industry)

India Financials / Thematic (Sector/Industry)

<ul>
<li>Gold loan specialised NBFCs are witnessing aggressive market share erosion as commercial banks leverage lower funding costs to capture nearly 50% of the gold loan sector.</li>
<li>This fierce competition has crashed industry yields to sub-19% levels, severely compressing NIMs and forcing established players into a defensive operating posture.</li>
<li>Lenders are now halting foreclosures to retain existing borrowers while slashing interest rates and expanding branch networks to protect their shrinking market territories.</li>
</ul>


Gold loan specialised NBFCs are witnessing aggressive market share erosion as commercial banks leverage lower funding costs to capture nearly 50% of the gold loan sector.
This fierce competition has crashed industry yields to sub-19% levels, severely compressing NIMs and forcing established players into a defensive operating posture.
Lenders are now halting foreclosures to retain existing borrowers while slashing interest rates and expanding branch networks to protect their shrinking market territories.


Defensive Pivots in Gold Lending: How NBFCs Are Fighting the 50% Banking Takeover?