Market & Forensics Analyst, Beat the Street

Nimish Maheshwari

Nimish Maheshwari, an independent analyst and co-founder of Beat The Street, is an investing platform garnering more than 1,00,000+ followers across social media. 
His deep insights and forensic analysis have been featured in some of India's most prominent publications, including the Economic Times, The Morning Context, The Ken,  Dalal Street Investment Journal, Moneylife by Sucheta Dalal, and TheCore.in.
He has a keen eye for identifying red flags in Indian listed companies and has identified exclusive red flags earlier in Adani, Vedanta, Nykaa, Gland Pharma, Brightcom Group etc.

Market & Forensics Analyst

The Beat Ideas: Nuvama Wealth – India’s Affluence Story at the Right Price?

The Beat Ideas: Shivalik Rasayan: Does USFDA Approval Marks a New Growth Chapter?

The Beat Ideas: Indegene Ltd- The Quiet Tech Player Powering Big Pharma

The Beat Ideas: Northern Arc Capital - A Niche Player in a Crowded Field?

Beat the Street

Beat The Street was founded by Nimish Maheshwari and Sudarshan Bhandari, both of whom are Chartered Accountants by Profession, known for their expert analysis in the fields of Business, Sectoral analysis, and Corporate governance.

With a strong social media presence of 45,000+ Subscribers across various platforms, they are considered trusted voices in the industry. Their insights and analysis have been featured in some of India’s most prominent publications, including the Economic Times, Dalal Street Investment Journal, The Morning Context, and The Ken.

Their analysis on Bankrupt & Insolvent companies has been instrumental in saving investors from significant losses. They have a keen eye for identifying red flags and has identified exclusive redflags earlier in Vedanta, Nykaa, Dhani Services, Adani and many more.

Read Business Not Stock Prices

Event-Driven

ICICI Prudential Life Insurance / Event-Driven

ICICI Prudential Life Insurance (IPRU IN)

<ul>
<li>The GST Council's decision to exempt all individual life and health insurance premiums from GST (0% vs. 18% earlier), effective September 22, 2025, is a landmark affordability move.</li>
<li>The immediate drop in premiums for products like term and ULIPs is expected to drive a significant surge in demand, though insurers like ICICI Prudential will lose ITC on expenses.</li>
<li>While the volume boost from higher affordability is a major long-term catalyst,  immediate margin compression from ITC loss on commissions will require operational efficiency and pricing recalibration for ICICI Prudential.</li>
</ul>


The GST Council's decision to exempt all individual life and health insurance premiums from GST (0% vs. 18% earlier), effective September 22, 2025, is a landmark affordability move.
The immediate drop in premiums for products like term and ULIPs is expected to drive a significant surge in demand, though insurers like ICICI Prudential will lose ITC on expenses.
While the volume boost from higher affordability is a major long-term catalyst,  immediate margin compression from ITC loss on commissions will require operational efficiency and pricing recalibration for ICICI Prudential.


GST Exemption: A Catalyst for Growth and Margin Headwinds for ICICI Prudential Life