HDFC Bank

HDFC BANK: Undergoing Digital Transformation - Fintech to Catalyze Growth, Not Disrupt It

Equity Bottom-Up
191 Views, 06 Dec 2021 11:20
Ankit has highlighted this Insight as a Top Pick
EXECUTIVE SUMMARY
  • HDFC Bank (HDFCB IN) is pivoting itself to embrace new age digital banking processes. It has been revamping its back-end and front-end technology infrastructure to enable this. 
  • It has been also partnering with the fintech ecosystem to enhance its reach. With fintechs as distributors, we think the value of back-end underwriting capabilities have grown all the more.
  • We think technology has potential to significantly catalyze HDFC Bank’s growth over the next 3-5Y, to the extent that it may even outgrow its last 3Y growth.
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Ankit Agrawal, CFA
Equity L/S Analyst | Forensic Accounting | India
Yellowstone Equity
IndiaEquity Bottom-UpForensic Accounting

I possess investment research experience across asset classes and geographies, acquired at Investcorp (New York) and How... 

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