India Equity Analyst - Fundamental & Thematic, Beat the Street

Sudarshan Bhandari

India-focused Independent Equity Research Analyst

Experienced (7 years +) in Sector-Specific Deep Dives and Comprehensive Company Research.

With a sharp focus on the Indian market, I specialize in providing in-depth analysis and insights to investors. Whether it's dissecting various sectors to identify emerging trends or conducting thorough fundamental research on individual companies, I'm dedicated to uncovering valuable opportunities and delivering actionable intelligence.

Passionate about navigating the nuances of the Indian equity landscape, I thrive on deciphering complex market dynamics and distilling them into clear, concise insights. 

While covering a sector or company-specific research, I cover the following :
1. Brief about company/sector
2.  Overall Industry landscape - History, Present and Future trends
3. Thesis and Anti-Thesis
4. Valuations
5. Financial & Forensic Analysis
6. Management Review
7. Key Monitorable Events
8. Guidance and Future Way Ahead

India Equity Analyst - Fundamental & Thematic

The Rupee at 95/$: Sectoral Winners and Losers

Oracle's 30,000-Person Layoff: AI's Is Reshaping the IT Sector?

The $46 Billion Exodus: Where FIIs Are Parking Their Money?

The Graphite Reset: What’s Fuelling the Rally in HEG and Graphite India?

SML Mahindra Limited: How Mahindra's Parentage Can Rewrite the Fortune?

India's Guided Growth Playbook: 20 Companies Telling You Exactly Where They're Going

Beat the Street

Beat The Street was founded by Nimish Maheshwari and Sudarshan Bhandari, both of whom are Chartered Accountants by Profession, known for their expert analysis in the fields of Business, Sectoral analysis, and Corporate governance.

With a strong social media presence of 45,000+ Subscribers across various platforms, they are considered trusted voices in the industry. Their insights and analysis have been featured in some of India’s most prominent publications, including the Economic Times, Dalal Street Investment Journal, The Morning Context, and The Ken.

Their analysis on Bankrupt & Insolvent companies has been instrumental in saving investors from significant losses. They have a keen eye for identifying red flags and has identified exclusive redflags earlier in Vedanta, Nykaa, Dhani Services, Adani and many more.

Read Business Not Stock Prices

Thematic (Sector/Industry)

India Financials / Thematic (Sector/Industry)

<ul>
<li>India's gold loan portfolio hit INR 16.2 lakh crore by December 2025, a 44% annual jump, driven by regulatory displacement of unsecured lending. </li>
<li>Gold has since corrected 17% from its January 2026 peak, breaching LTV thresholds across the book.</li>
<li>Banks now hold roughly 50% of gold loans (up from 30% in 2020), meaning credit stress is no longer an NBFC-specific risk. </li>
</ul>


India's gold loan portfolio hit INR 16.2 lakh crore by December 2025, a 44% annual jump, driven by regulatory displacement of unsecured lending. 
Gold has since corrected 17% from its January 2026 peak, breaching LTV thresholds across the book.
Banks now hold roughly 50% of gold loans (up from 30% in 2020), meaning credit stress is no longer an NBFC-specific risk. 


India Gold Loans: When Boom Meets a Price Correction