External broker reports(aggregated public sources), Topline Securities

Topline Securities

Topline Securities is one of the fastest growing brokerage houses in Pakistan. It has strong equity brokerage, economic / equity research, mutual fund distribution, commodity trading and corporate finance & advisory functions. Content available is external broker reports authored by a third party outside the Smartkarma network and has been aggregated by an online aggregator through publicly available sources and is displayed by Smartkarma in this format for user's convenience and general informational purposes only. Content does not constitute investment or financial advice and Smartkarma makes no representation or warranty regarding its accuracy or contents. Original third party author retains all copyright and other proprietary rights in the content. Access or use of third party links not controlled by Smartkarma are at the user's own risk.

External broker reports(aggregated public sources)

Equity Bottom-Up

<ul><li>Bank’s total deposits increased to Rs2.3trn, up by18% in 2025, with a CAGR of 12% over 2020–2025.</li><li>Current account deposits recorded historic increase of 29% YoY to Rs1.2trn in 2025, with a CAGR of 19% over 2020–2025. This takes current account deposit share to 54%, while the CASA ratio remained strong at 97%.</li><li>Regarding the outlook, management expects the bank to sustain its current earnings momentum, considering their asset book and CA deposit mix share. However, in the event of an increase in interest rates, profitability is expected to improve further.</li></ul>

Bank’s total deposits increased to Rs2.3trn, up by18% in 2025, with a CAGR of 12% over 2020–2025.Current account deposits recorded historic increase of 29% YoY to Rs1.2trn in 2025, with a CAGR of 19% over 2020–2025. This takes current account deposit share to 54%, while the CASA ratio remained strong at 97%.Regarding the outlook, management expects the bank to sustain its current earnings momentum, considering their asset book and CA deposit mix share. However, in the event of an increase in interest rates, profitability is expected to improve further.

MCB Bank Limited (MCB) - AGM Key Takeaways

MCB Bank Ltd

MCB Bank Limited (MCB) - AGM Key Takeaways