Krungthai XSpring

Krungthai XSpring is a full service broker. The company provides a wide range of investment services such as Securities Brokerage, Derivative Agent Business, Securities Borrowing and Lending, Securities Trading, Underwriting, Financial Advisory, Wealth Advisory, Private Fund Management and International Markets Securities Trading. 

In terms of credibility, Fitch Ratings has assigned Krunghtai XSpring a long-term rating of AA- and a national short-term rating of F1+ with stable outlook.

A full service Thai brokerage

Head of Research, Krungthai XSpring

Waraporn Wiboonkanarak

Head of Research

Equity Bottom-Up

<ul><li>TIDLOR’s 4Q25E net profit is expected at Bt1.27bn, up 21.2% YoY but down 9.9% QoQ, with results due on February 17–18, 2026.</li><li>Net interest income (NII) is expected to grow 8.4% YoY and 2.9% QoQ, supported by a rebound in loan growth (+5.3% YoY, +2.0% QoQ), led by motorcycle and auto title loans.</li><li>Non-interest income is expected to grow modestly (+1.8% YoY, +7.7% QoQ), with QoQ growth driven by seasonality in the insurance brokerage business.</li></ul>

TIDLOR’s 4Q25E net profit is expected at Bt1.27bn, up 21.2% YoY but down 9.9% QoQ, with results due on February 17–18, 2026.Net interest income (NII) is expected to grow 8.4% YoY and 2.9% QoQ, supported by a rebound in loan growth (+5.3% YoY, +2.0% QoQ), led by motorcycle and auto title loans.Non-interest income is expected to grow modestly (+1.8% YoY, +7.7% QoQ), with QoQ growth driven by seasonality in the insurance brokerage business.

TIDLOR Holdings Plc. (TIDLOR): 4Q25E Earnings To Rise YoY But Fall QoQ