External broker reports(aggregated public sources), Topline Securities

Topline Securities

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External broker reports(aggregated public sources)

Equity Bottom-Up

<ul><li>Habib Bank Limited (HBL) conducted its corporate briefing session today where the management discussed 1Q2026 results and future outlook.</li><li>HBL’s total deposits have surged by 21% in 1Q2026 to reach Rs5.4trn with domestic contribution of 85%. In domestic deposits, Current Accounts (CA) and Saving Account (SA) grew by 19% YoY and 15% YoY to reach Rs1.8trn and Rs2.1trn in 1Q2026. Also, Term deposits (TD) increased by 81% YoY to Rs653bn in 1Q2026.</li><li>HBL’s investment portfolio stands at Rs4.8trn in 1Q2026. Rs2.5trn (51%) is in Floater PIBs, Rs1.2trn (24%) in Fixed PIBs, Rs827bn (17%) in T-bills, and (8%) in other securities. The management told that total investment portfolio’s yield remained better than current yields, while overall portfolio duration remained 0.96 in 1Q2026.</li></ul>

Habib Bank Limited (HBL) conducted its corporate briefing session today where the management discussed 1Q2026 results and future outlook.HBL’s total deposits have surged by 21% in 1Q2026 to reach Rs5.4trn with domestic contribution of 85%. In domestic deposits, Current Accounts (CA) and Saving Account (SA) grew by 19% YoY and 15% YoY to reach Rs1.8trn and Rs2.1trn in 1Q2026. Also, Term deposits (TD) increased by 81% YoY to Rs653bn in 1Q2026.HBL’s investment portfolio stands at Rs4.8trn in 1Q2026. Rs2.5trn (51%) is in Floater PIBs, Rs1.2trn (24%) in Fixed PIBs, Rs827bn (17%) in T-bills, and (8%) in other securities. The management told that total investment portfolio’s yield remained better than current yields, while overall portfolio duration remained 0.96 in 1Q2026.

Topline Flash Note: Habib Bank Limited (HBL) –Corporate Briefing Key Takeaways

Habib Bank Ltd

Topline Flash Note: Habib Bank Limited (HBL) –Corporate Briefing Key Takeaways