US Bank Sector Stress – Old Fashioned Risks and a Regulatory Loophole Meet the Digital Age

Gravity Works As WeWork Doesn't; Now Plan B

Asian bank research and consultancy, Tabbush Report

Daniel Tabbush

Asian bank research and consultancy

Tabbush Report

We provide research and consultancy on Asian banks. Our focus is on what we call “Asian bank research, without the noise.” We are interested in the most critical swing-factors for banks, the NPL and credit cycle, and where we believe there is a gap between perception and reality. We often focus on the less studied components of bank financial statements.  Our research is highly thematic, sometimes examining unlisted banks and companies as a window on mainstream banks. 

Being independent allows us to look at smaller banks, often overlooked by others. Analysis of BIS bank guidelines in the context of Asia, is also a focal point, while we also analyze global banks operating in the region. We use what we believe is the most comprehensive, reliable financials database, SNL Financial. S&P Capital IQ augments our database, with corporate data and CEIC, with economics. 

Asian bank research, without the noise.

Thematic (Sector/Industry)

United states Financials / Thematic (Sector/Industry)

<ul>
<li>JPM and Citigroup results may imply radical divergence amongst US banks</li>
<li>Deposit flows into big banks, out of small banks, may be just one feature </li>
<li>Commitment risk, loan contraction, and net interest income can surprise</li>
</ul>


JPM and Citigroup results may imply radical divergence amongst US banks
Deposit flows into big banks, out of small banks, may be just one feature 
Commitment risk, loan contraction, and net interest income can surprise


US Banks - Large Vs Small