External broker reports(aggregated public sources), Axis Direct

Axis Direct

External broker reports(aggregated public sources)

Axis Direct is the flagship brand under Axis Securities Limited, a subsidiary of Axis Bank in India. 

Content available is external broker reports authored by a third party outside the Smartkarma network and has been aggregated by an online aggregator through publicly available sources and is displayed by Smartkarma in this format for user's convenience and general informational purposes only. Content does not constitute investment or financial advice and Smartkarma makes no representation or warranty regarding its accuracy or contents. Original third party author retains all copyright and other proprietary rights in the content. Access or use of third party links not controlled by Smartkarma are at the user's own risk.

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<ul><li>Slower Growth in FY25; Meaningful Acceleration Expected in H2FY26: In FY25, the slower growth can be primarily attributed to the portfolio churn towards retail loans and directto-corporate from the opportunistic lower-yielding large and PSU/NBFC lending pursued earlier.</li><li>Pursuant to its strategy to improve the share of direct-to-corporate loans, the bank has seen a ~Rs 1,300 Cr churn from the NBFC advances to the direct-to-corporate segment in FY25.</li><li>Furthermore, KTKBANK has aligned its processes and beefed up sales and leadership teams in the retail and MSME segment as it readies to push the growth pedal going into FY26. T</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Slower Growth in FY25; Meaningful Acceleration Expected in H2FY26: In FY25, the slower growth can be primarily attributed to the portfolio churn towards retail loans and directto-corporate from the opportunistic lower-yielding large and PSU/NBFC lending pursued earlier.Pursuant to its strategy to improve the share of direct-to-corporate loans, the bank has seen a ~Rs 1,300 Cr churn from the NBFC advances to the direct-to-corporate segment in FY25.Furthermore, KTKBANK has aligned its processes and beefed up sales and leadership teams in the retail and MSME segment as it readies to push the growth pedal going into FY26. TContent is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Karnataka Bank Ltd - Miss on All Fronts; Growth Poised for H2FY26 Recovery!

External broker reports(aggregated public sources), Emkay Global Financial Services Limited

Emkay

Emkay Global Financial Services Limited

Emkay Global Financial Services Ltd. is a leader in the financial services sector, actively creating wealth for our clients for over two decades. 

Content available is external broker reports authored by a third party outside the Smartkarma network and has been aggregated by an online aggregator through publicly available sources and is displayed by Smartkarma in this format for user's convenience and general informational purposes only. Content does not constitute investment or financial advice and Smartkarma makes no representation or warranty regarding its accuracy or contents. Original third party author retains all copyright and other proprietary rights in the content. Access or use of third party links not controlled by Smartkarma are at the user's own risk.

<ul><li>KBL reported an 11% PAT miss in 3Q at Rs2.8bn, due to lower margins – down by 21bps QoQ to 3% (partly due to change in penal interest recognition), and other income, as the bank adopted a calibrated growth approach amid rising liquidity/cost pressures.</li><li>Incrementally, the bank would look at growth with clear focus on ramping up RAM (Retail, Agri, and MSME book) to deliver sustainably healthy RoAs over 1%.</li><li>Headline asset quality continues to trend well with GNPA ratio down at 3.1%, which could fall below 3% as slippages remain contained, while the otherwise higher restructured book too moderates hereon. </li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

KBL reported an 11% PAT miss in 3Q at Rs2.8bn, due to lower margins – down by 21bps QoQ to 3% (partly due to change in penal interest recognition), and other income, as the bank adopted a calibrated growth approach amid rising liquidity/cost pressures.Incrementally, the bank would look at growth with clear focus on ramping up RAM (Retail, Agri, and MSME book) to deliver sustainably healthy RoAs over 1%.Headline asset quality continues to trend well with GNPA ratio down at 3.1%, which could fall below 3% as slippages remain contained, while the otherwise higher restructured book too moderates hereon. Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Karnataka Bank - Calibrated Growth Approach and Lower NIMs Lead to Earning Miss

<ul><li>Firing up the Growth Engine: In Q3FY25, the bank has seen growth momentum pick up, though moderately.</li><li>The slower growth can be largely attributed to the portfolio churn towards retail loans from the opportunistic lower-yielding large and mid-corporate lending pursued earlier.</li><li>With a clear strategy to drive growth, the management remains confident of accelerating the pace of credit growth, as it eyes clocks advances of Rs 1 Lc Cr by Jun’26. </li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Firing up the Growth Engine: In Q3FY25, the bank has seen growth momentum pick up, though moderately.The slower growth can be largely attributed to the portfolio churn towards retail loans from the opportunistic lower-yielding large and mid-corporate lending pursued earlier.With a clear strategy to drive growth, the management remains confident of accelerating the pace of credit growth, as it eyes clocks advances of Rs 1 Lc Cr by Jun’26. Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Karnataka Bank Ltd. - Weak Quarter; Strategic Growth Drivers in Place!

<ul><li>Firing up the Growth Engine: KTKBANK’s growth in Q2FY25 was muted owing to the bank’s conscious decision to forego opportunities in the lower-yielding PSU/bulk advances.</li><li>The bank has now beefed up its senior management team to ensure healthy growth in focus areas such as retail (housing/mortgage, vehicle, gold and education loans) and direct-to-corporate advances.</li><li>The bank has also strengthened its team by bringing in a new Head – Retail Assets and Retail Collections. </li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Firing up the Growth Engine: KTKBANK’s growth in Q2FY25 was muted owing to the bank’s conscious decision to forego opportunities in the lower-yielding PSU/bulk advances.The bank has now beefed up its senior management team to ensure healthy growth in focus areas such as retail (housing/mortgage, vehicle, gold and education loans) and direct-to-corporate advances.The bank has also strengthened its team by bringing in a new Head – Retail Assets and Retail Collections. Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Karnataka Bank Ltd. - Muted Quarter, Gearing for Growth!

<ul><li>KTKBANK reported a healthy advances growth of 18/3% YoY/QoQ, led by strong growth in the corporate segment (+29/4% YoY/QoQ) and a gradual pick-up in the retail segment (+11/4% YoY/QoQ).</li><li>Deposit growth stood at 15/2% YoY/QoQ, mainly led by TDs (+18/4% YoY/QoQ), while CASA deposits de-grew by 2% QoQ.</li><li>CASA Ratio stood at 30.5% vs 32.0% YoY/QoQ. C-D Ratio stood at 73.8% vs 70.7/72.9% YoY/QoQ.</li></ul>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

KTKBANK reported a healthy advances growth of 18/3% YoY/QoQ, led by strong growth in the corporate segment (+29/4% YoY/QoQ) and a gradual pick-up in the retail segment (+11/4% YoY/QoQ).Deposit growth stood at 15/2% YoY/QoQ, mainly led by TDs (+18/4% YoY/QoQ), while CASA deposits de-grew by 2% QoQ.CASA Ratio stood at 30.5% vs 32.0% YoY/QoQ. C-D Ratio stood at 73.8% vs 70.7/72.9% YoY/QoQ.Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Karnataka Bank Ltd. - Healthy Quarter, Growth Momentum Gaining Traction!

India

Karnataka Bank Ltd is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public.

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Karnataka Bank (KBL IN)

Karnataka Bank Ltd - Miss on All Fronts; Growth Poised for H2FY26 Recovery!

Pursuant to its strategy to improve the share of direct-to-corporate loans, the bank has seen a ~Rs 1,300 Cr churn from the NBFC advances to the...

Axis Direct

Karnataka Bank - Calibrated Growth Approach and Lower NIMs Lead to Earning Miss

KBL reported an 11% PAT miss in 3Q at Rs2.8bn, due to lower margins – down by 21bps QoQ to 3% (partly due to change in penal interest recognition)

Emkay

Karnataka Bank Ltd. - Weak Quarter; Strategic Growth Drivers in Place!

The slower growth can be largely attributed to the portfolio churn towards retail loans from the opportunistic lower-yielding large and mid...

Axis Direct

Karnataka Bank Ltd. - Muted Quarter, Gearing for Growth!

Firing up the Growth Engine: KTKBANK’s growth in Q2FY25 was muted owing to the bank’s conscious decision to forego opportunities in the lower...

Axis Direct

Karnataka Bank Ltd. - Healthy Quarter, Growth Momentum Gaining Traction!

KTKBANK reported a healthy advances growth of 18/3% YoY/QoQ, led by strong growth in the corporate segment (+29/4% YoY/QoQ) and a gradual pick-up...

Axis Direct

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