
- In October 2025, Capital One reported charge-off rates of 4.77%, an improvement compared to 5.82% in October of the previous year.
- The delinquencies rate has also seen a decrease, noted at 3.99% compared to 4.61% year over year.
- Current investment recommendations for Capital One include 21 buy ratings.
- Additionally, there are 6 hold ratings and no sell ratings for Capital Oneβs stock at present.
Capital One Financial on Smartkarma
Analysts on Smartkarma, a platform for independent investment research, have been covering Capital One Financial in-depth. One notable report titled “Primer: Capital One Financial (COF US) – Sep 2025″ by Ξ±SK provides insights into the company’s position in the U.S. financial services industry. The report highlights Capital One’s focus on credit cards, consumer banking, and commercial banking, praising its strong brand and diverse product portfolio as key strengths. The analysts discuss the pending acquisition of Discover Financial Services as a strategic move that is expected to boost earnings and strengthen Capital One’s market position, especially in the payments network sector.
The report also addresses potential risks Capital One faces, including economic downturns impacting loan defaults, fierce competition from other financial institutions and fintech players, and regulatory scrutiny related to the Discover acquisition. This information serves as a valuable resource for investors looking to understand the opportunities and challenges facing Capital One Financial in the dynamic financial services landscape.
A look at Capital One Financial Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 2 | |
| Growth | 2 | |
| Resilience | 3 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Capital One Financial Corporation, a diversified bank with a wide range of financial products and services, is positioned for a positive long-term outlook based on Smartkarma Smart Scores. With a strong value score of 4 and robust momentum score of 4, the company demonstrates solid fundamentals and upward market momentum. Additionally, its resilience score of 3 highlights its ability to weather economic uncertainties while maintaining stability. However, the growth and dividend scores of 2 indicate potential areas for improvement. Overall, Capital One Financial appears well-positioned for growth and value creation in the future.
Capital One Financial Corporation, with its presence in multiple states such as Connecticut, Louisiana, New Jersey, New York, and Texas, caters to a diverse client base ranging from consumers to commercial clients. The company’s Smartkarma Smart Scores reveal strengths in value and momentum, suggesting a positive outlook for long-term performance. While there are opportunities for enhancement in growth and dividend aspects, Capital One’s resilience score underscores its ability to navigate market challenges effectively. As a diversified bank offering comprehensive financial solutions, Capital One Financial is poised to capitalize on its strengths and drive sustainable growth in the evolving financial landscape.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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