- Aflac’s adjusted earnings per share (EPS) for the second quarter was $1.78, slightly down from last year’s $1.83 but above the estimate of $1.71.
- Revenue for the quarter came in at $4.16 billion, a decrease of 19% year-over-year, and below the estimated $4.36 billion.
- The book value per share increased to $50.86 from last year’s $46.40, exceeding the estimate of $48.90.
- US net premium income remained consistent with last year at $1.5 billion but was slightly below the estimated $1.51 billion.
- US adjusted net investment income decreased by 5% year-over-year to $207 million.
- Benefits and claims expenses rose by 4.6% year-over-year to $2.01 billion, slightly surpassing the estimate of $1.97 billion.
- Analyst recommendations for Aflac include 3 buys, 9 holds, and 3 sells.
Aflac Inc on Smartkarma
Analyst coverage of Aflac Inc on Smartkarma reveals positive sentiments and in-depth analysis by Baptista Research. In one report titled “Aflac Inc.: Expanding Product Portfolio in Japan to Capitalize On Demographic Shifts!” by Baptista Research, Aflac’s financial results for the first quarter of 2025 were discussed. Despite mixed outcomes in Japan and the U.S., Aflac achieved adjusted earnings per diluted share of $1.66, remaining consistent with the previous year, amidst challenges like net investment losses.
Furthermore, another report by Baptista Research titled “Aflac Incorporated: Will Its Reinsurance & Capital Efficiency Help Up Its Game?” highlighted Aflac’s strong performance in the fourth quarter of 2024, showcasing a rise in net earnings per diluted share by 23.8% and adjusted earnings per diluted share by 15.7%. The report emphasized the crucial role of Aflac’s operations in Japan, which significantly contributed to the positive performance, with stable premium persistency and noteworthy growth in pretax adjusted earnings.
A look at Aflac Inc Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 3 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
According to Smartkarma Smart Scores, Aflac Inc‘s long-term outlook appears promising. The company received a solid score of 4 for resilience, indicating its ability to withstand market challenges and maintain stability. This resilience is further supported by balanced scores of 3 in value, dividend, growth, and momentum. Aflac Inc, a leading provider of supplemental insurance in the United States and Japan, offers a range of products including accident/disability plans, cancer expense plans, and various healthcare coverage options. With a consistent performance across key factors, Aflac Inc seems well-positioned for steady growth and value creation in the foreseeable future.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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