- American Express experienced a charge-off rate of 2% in August 2025.
- The company reported delinquencies at a rate of 1.3% for the same month.
- Analyst recommendations for American Express include 14 buy ratings, 18 hold ratings, and 3 sell ratings.
A look at American Express Co Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 2 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 2.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on Smartkarma Smart Scores, American Express Co has a promising long-term outlook. With a strong Growth score of 4, the company is positioned to expand and increase its market presence. The Resilience score of 3 also indicates that American Express Co has the ability to weather economic fluctuations and challenges. Coupled with a Momentum score of 3, the company shows potential for ongoing positive performance and growth in the future.
American Express Co‘s Value and Dividend scores, both at 2, suggest that the company may have room for improvement in terms of its valuation and dividend payouts compared to its peers. However, with solid scores in Growth, Resilience, and Momentum, American Express Co is well-positioned to continue its trajectory as a leading global payment and travel company that offers a range of charge and credit payment card products and travel-related services to consumers and businesses worldwide.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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