American Express Co (AXP) Earnings: Reviewing September Charge-Offs and Delinquencies Data

American Express Co on Smartkarma

Analysts on Smartkarma are bullish on American Express Co as highlighted in the research report titled “Primer: American Express Co (AXP US) – Sep 2025″. The report emphasizes the company’s unique closed-loop model that drives profitability by maintaining end-to-end control over the value chain, enabling the capture of rich transaction data and fostering direct relationships with cardmembers and merchants. American Express focuses on a premium brand and affluent customer base, leading to robust revenue generation, especially from high-spending demographics. Despite strong growth driven by successful customer acquisition, analysts note the stock’s current valuation reflects competitive pressures from networks like Visa and Mastercard, as well as fintech players, potentially limiting near-term upside.

A look at American Express Co Smart Scores

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

According to Smartkarma Smart Scores, American Express Co is seen to have a positive long-term outlook. With a Growth score of 4, the company is expected to experience strong expansion opportunities in the future. Additionally, American Express Co also scored well in terms of Resilience and Momentum, with scores of 3 for both factors, indicating a stable and growing business.

American Express Co‘s Value and Dividend scores both stand at 2, suggesting a moderate performance in these areas. However, overall, the company appears to be well-positioned for growth and stability moving forward, making it an attractive option for investors seeking potential long-term gains in the payment and travel sector.

Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
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