- ANZ Group’s Common Equity Tier 1 (CET1) ratio improved to 11.9% by the end of the third quarter of 2025.
- This improvement reflects a 16 basis points (bps) increase from March 2025.
- The rise in the CET1 ratio was largely driven by profit generation over the three months leading to June 30, 2025.
- The group’s Risk Weighted Assets (RWA) growth was primarily attributable to lending growth in the Institutional and Australian Retail divisions.
- Increment in market risk RWA contributed positively, with a +3bps increase to the CET1 ratio during the third quarter.
- The Australian Prudential Regulation Authority (APRA) leverage ratio remained stable at 4.4% over the same period.
- The group’s average Liquidity Coverage Ratio (LCR) increased slightly by 0.4% from 133.2% to 133.6% during the three months leading to June 30, with liquid assets exceeding net cash outflows by A$81.5 billion on average.
- ANZ recorded an individual provision charge of A$97 million, indicating a decline to a 5bps annualized individual provision (IP) loss rate, compared to 6bps in the previous quarter.
- Investment analysts’ ratings for ANZ include 3 buy recommendations, 10 hold recommendations, and 3 sell recommendations.
ANZ Group Holdings on Smartkarma
Analyst coverage of ANZ Group Holdings on Smartkarma, an independent investment research network, highlights various insights provided by Gaudenz Schneider. In the report “ANZ Group (ANZ AU) Vs. National Australia Bank (NAB AU): Banking on Statistical Arbitrage Pays Off,” Schneider discusses the positive return generated from the statistical arbitrage trade between ANZ and NAB. The article emphasizes the alpha potential of statistical arbitrage and the opportunities it presents for investors interested in quantitative trading strategies.
In another report titled “Relative Value Roundup: Performance Recap of Pair Trades in Asia-Pacific,” Schneider utilizes statistical methodology to identify pair trade opportunities across different markets and sectors, offering actionable insights for investors. This report presents six pair trade opportunities persisting in three markets and three sectors, demonstrating the value of statistical analysis in identifying relative value opportunities.
A look at ANZ Group Holdings Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
The long-term outlook for ANZ Group Holdings appears positive based on the Smartkarma Smart Scores. With strong scores in Value and Dividend at 4, the company is viewed favorably in terms of its financial stability and ability to generate returns for investors. Additionally, having solid scores in Growth, Resilience, and Momentum at 3, ANZ Group Holdings shows promising signs of future growth potential and the ability to withstand market volatility.
ANZ Group Holdings Limited, a holding company operating in the banking and financial services sector, is well-positioned to provide a range of products and services to both retail and business customers. With a focus on loans, banking services, and financial products, ANZ Group Holdings aims to cater to the diverse needs of its customer base while maintaining a strong financial standing. Overall, the company’s Smartkarma Smart Scores indicate a positive outlook for its long-term performance and market position.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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