Earnings Alerts

Axis Bank Ltd (AXSB) Earnings Update: 2Q Net Income Falls Short, Misses Estimates

By October 15, 2025 No Comments
  • Axis Bank reported a net income of 50.9 billion rupees for the second quarter, which is a 26% decrease from the previous year. This figure was below analysts’ estimates of 58.81 billion rupees.
  • The bank’s operating profit for the quarter was 104.1 billion rupees, marking a slight decline of 2.8% compared to the same period last year.
  • Gross non-performing assets improved to 1.46%, down from 1.57% in the previous quarter, performing better than the estimated 1.62%.
  • Provisions for the quarter were 35.5 billion rupees, representing a 10% decrease from the previous quarter, though higher than the estimated 25.16 billion rupees.
  • Out of investing firms, 41 have issued buy recommendations for Axis Bank stock, 10 have suggested holding, and none have recommended selling.

Axis Bank Ltd on Smartkarma

Smartkarma, the independent investment research network, features a bullish analysis of Axis Bank Ltd by top analysts. In the research report titled “Primer: Axis Bank Ltd (AXSB IN) – Sep 2025″ by Ξ±SK, the analysts highlight Axis Bank’s strong position as the third-largest private sector bank in India. They emphasize the bank’s potential to benefit from the country’s economic growth, supported by a diverse business model covering retail, corporate, and treasury operations. The successful acquisition and integration of Citibank’s consumer business have further strengthened Axis Bank’s credit card and wealth management segments, opening up significant cross-selling opportunities and enhancing its retail franchise.

Though Axis Bank has shown impressive net income and EPS growth over the last five years, challenges such as stiff competition, potential margin pressure from interest rate variations, and the necessity to preserve asset quality in its unsecured lending portfolio loom. Investors should approach this analysis with caution and conduct independent verification before making any decisions based on the insights provided.


A look at Axis Bank Ltd Smart Scores

FactorScoreMagnitude
Value4
Dividend2
Growth4
Resilience3
Momentum4
OVERALL SMART SCORE3.4

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Axis Bank Ltd, a leading Indian banking institution, shows promising long-term potential based on a comprehensive assessment utilizing Smartkarma Smart Scores. With a strong Value score of 4, the company is deemed to offer attractive investment opportunities relative to its current market price. Additionally, a stellar Growth score of 4 highlights the bank’s potential for sustainable expansion and improved financial performance over time. Coupled with a solid Momentum score of 4, Axis Bank demonstrates a positive trend in its stock price, indicating favorable market sentiment and potential future growth.

While the Dividend and Resilience scores for Axis Bank are lower at 2 and 3 respectively, implying room for improvement in terms of dividend payouts and financial stability, the overall outlook remains positive. The bank’s diversified services including retail banking, investment management, and treasury operations position it well for long-term success in the dynamic Indian banking sector. Investors may view Axis Bank Ltd as a promising choice for growth and value as it continues to strengthen its market presence and drive sustainable performance in the future.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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