- Banca Generali‘s Q4 net income rose by 30% year-on-year, reaching €92.6 million, surpassing the estimated €80.4 million.
- Q4 revenue increased by 29% year-on-year, totaling €257.7 million, exceeding the forecasted €226.7 million.
- Net fee and commission income for Q4 was €167 million, up by 41% compared to last year, beating the estimated €146.7 million.
- The Common Equity Tier 1 ratio stood at a robust 22%.
- Net interest income experienced a moderate increase of 4.6% year-on-year, amounting to €79.8 million.
- For the year 2024, Banca Generali declared a dividend of €2.80 per share.
- Total assets were valued at €103.8 billion by the end of 2024.
- The bank expects net inflows to exceed €6 billion, with analysts estimating €7.15 billion.
- In 2025, total net inflows from assets under investment and advisory are anticipated to surpass €3.5 billion.
- Banca Generali successfully achieved and exceeded the financial targets laid out in their 2022-2024 Plan.
- Dividends are scheduled to be paid in two installments: €2.15 in May 2025 and €0.65 in February 2026.
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A look at Banca Generali Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 2 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 3.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores for Banca Generali, the company’s outlook appears promising across various factors. With a solid score in Dividend and Momentum, Banca Generali seems to be well-positioned for steady growth and potential returns for investors. Additionally, the company’s focus on providing banking services, asset management, and insurance products to affluent clients through a network of financial advisors showcases its commitment to catering to a specialized market segment.
While Banca Generali has areas to improve, such as Value and Resilience scores, the overall outlook remains positive, especially with a strong score in Growth. This suggests that the company is poised for expansion and innovation in the long term. By leveraging its expertise and diverse product offering, Banca Generali can continue to attract and retain affluent clients seeking personalized financial solutions.
Summary: Banca Generali S.p.A. is an Italian asset gathering company targeting affluent and private clients through a network of financial advisors, private bankers and relationship managers. The company provides a full range of banking services, asset management, and insurance products, combining in-house expertise with a multi-brand offer for asset management products.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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