- In the first half of 2025, BCA reported a net income of 29 trillion rupiah, marking a 7.8% increase year-over-year.
- Net interest income for the same period reached 42.5 trillion rupiah, representing a 7.1% growth compared to the previous year.
- BCA’s non-performing loans ratio remained steady at 2.2% over the year.
- For the second quarter of 2025, BCA’s net income was 14.9 trillion rupiah.
- During the second quarter, the bank recorded a net interest income of 21.4 trillion rupiah.
- Analyst recommendations for BCA stock stand at 34 buys, 3 holds, and no sells.
Bank Central Asia on Smartkarma
Two independent analysts on Smartkarma have provided insightful coverage on Bank Central Asia. Brian Freitas, in his report “IDX30/LQ45/IDX80 Index Rebalance: Changes Across the Indices,” highlights upcoming constituent changes in key indices, with a focus on impact from passive fund trading on stocks like Bank Central Asia. Angus Mackintosh‘s report, “Bank Central Asia (BBCA IJ) – Thriving Through Transactions,” applauds the bank’s strong performance in 1Q2025 driven by robust loan growth and digital banking innovations. Both analysts lean bullish on Bank Central Asia, emphasizing its growth potential and attractive valuations.
A look at Bank Central Asia Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 5 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.6 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Bank Central Asia, a leading financial institution, showcases a promising long-term outlook based on its Smartkarma Smart Scores. With solid ratings in dividend, growth, resilience, and momentum, the bank positions itself as a robust player in the market. Its high scores in dividend and growth indicate stability and potential for future expansion. Moreover, the top score in resilience highlights its ability to weather economic uncertainties. Although slightly lower in value and momentum, the overall positive trend in Smart Scores bodes well for Bank Central Asia‘s future performance.
PT Bank Central Asia Tbk, a key player in the banking sector, offers a range of services including banking, custodianship, trusteeship, and pension fund management. Its diversification into leasing and consumer financing services through subsidiaries further strengthens its market presence and revenue streams. With a solid foundation and positive Smart Scores across key metrics, Bank Central Asia is well-positioned for sustained growth and profitability in the long term.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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