Bank Of America (BAC) Earnings: July Charge-Offs at 2.23% with Positive Analyst Outlook

Bank Of America on Smartkarma

Analyst coverage of Bank of America on Smartkarma reveals a positive outlook by Baptista Research. In their report titled “Bank of America: How Did They Unlock NII Growth In A Shifting Rate Landscape?“, they highlight the company’s impressive first-quarter performance in 2025. With a net income of $7.4 billion and an EPS growth of 18% year-over-year, potential investors see promising opportunities amidst challenges.

Another independent analyst, Joe Jasper, maintains a bullish stance on Bank of America. In the report “Blue Sky Territory; Bullish Outlook Intact; Nasdaq 100 and S&P 500 Breaking to All-Time Highs“, Jasper notes the continued positive momentum in the market. With key indices like Nasdaq 100 and S&P 500 hitting all-time highs, the near-term bullish outlook remains strong, supported by the breaking of crucial resistance levels across different market segments.

A look at Bank Of America Smart Scores

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Bank of America is showing a promising long-term outlook as per the Smartkarma Smart Scores analysis. With solid scores across key factors, including high marks for Value and Momentum, the company’s overall performance is looking positive. The Value score of 4 indicates a strong value proposition, while the Momentum score of 4 suggests a good upward trend in the company’s growth trajectory. Additionally, the scores for Dividend, Growth, and Resilience all contribute to a stable outlook for Bank of America.

Bank of America Corporation, a leading financial institution, provides a range of banking, investment, and asset management services. Its subsidiaries specialize in mortgage lending and investment banking, enhancing the company’s diversified portfolio. With balanced scores across various factors, Bank of America is positioned well for sustained growth and resilience in the long term, making it an attractive prospect for investors seeking stability and potential returns.

Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
Have feedback on this article? Concerned about the content? Get in touch with us directly.

💡 Before it’s here, it’s on Smartkarma