- Bocom’s net income for the third quarter increased by 2.46% to 23.98 billion yuan, slightly below the estimated 24.11 billion yuan.
- The company reported earnings per share (EPS) of 21 RMB cents for the quarter.
- For the first nine months, net income rose by 1.9% year-over-year to 69.99 billion yuan.
- Net interest income increased by 1.5% year-over-year, amounting to 128.65 billion yuan.
- Net fee and commission income was slightly up by 0.2%, totaling 29.40 billion yuan.
- The non-performing loans ratio was reported at 1.26%.
- Bocom maintained a coverage ratio of 210% for non-performing loans.
- Current analyst recommendations include 13 buy ratings, 4 hold ratings, and 4 sell ratings.
Bank Of Communications Co H on Smartkarma
Analysts on Smartkarma have recently covered Bank Of Communications Co H in a research report titled “Primer: Bank Of Communications Co H (3328 HK) – Sep 2025″ published by αSK. The report highlights that Bank of Communications (BoCom) is a major state-owned commercial bank in China with a strong brand and extensive network. However, its performance is influenced by China’s macroeconomic conditions, including challenges such as narrowing interest margins and risks in the real estate sector. The bank is noted for its shareholder-friendly approach, offering a high dividend yield and receiving a top ‘5/5’ Smartkarma dividend score, making it attractive for income-focused investors.
The report also mentions that Bank Of Communications Co H appears to be undervalued based on its low Price-to-Earnings and Price-to-Book ratios compared to peers and historical levels. This could reflect market concerns about asset quality and growth prospects in a challenging economic environment. Investors are advised to independently verify the information before making any investment decisions based on the insights provided by αSK on Smartkarma.
A look at Bank Of Communications Co H Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 5 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 4.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Bank of Communications Co. Ltd. seems to have a bright long-term outlook according to the Smartkarma Smart Scores. With a top score of 5 in both Value and Dividend, it suggests the company is undervalued and offers attractive dividend returns. Additionally, scoring a 4 in Growth and Momentum indicates a positive trend in both the company’s growth potential and market momentum. However, the score of 3 in Resilience points to a moderate level of resilience against market volatility.
Bank of Communications Co. Ltd. provides a comprehensive range of commercial banking services, including deposit, loan, settlement, trading, and other related services. This diversified service offering likely contributes to its high scores in Value and Dividend, reflecting a strong financial position and commitment to shareholder returns.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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