- In the first half of 2025, Indonesia’s BRI reported a net income of 26.28 trillion rupiah.
- The net income represents a 12% decrease compared to the same period last year.
- Earnings per share (EPS) for the period were 174 rupiah, down from 197 rupiah in the previous year.
- The company’s stock is currently rated with 32 buy recommendations, 5 hold recommendations, and 1 sell recommendation.
Bank Rakyat Indonesia on Smartkarma
Analysts on Smartkarma are optimistic about Bank Rakyat Indonesia, with Angus Mackintosh providing insights in a report titled “Bank Rakyat Indonesia (BBRI IJ) – Visibility and Quality Improving”. The report highlights the bank’s unique positioning in micro and ultra-micro lending in Indonesia, with growth expected to rebound in 2025. Despite foreign ownership and valuations being at 15-year lows, the management portrayed a positive outlook for the microloan portfolio in 2H2024, showing strong recoveries and a shift towards corporate and consumer loans. Ongoing restructuring initiatives, set to continue in 2025, are expected to further enhance the bank’s performance.
Angus Mackintosh‘s research emphasizes the potential for improvement in Bank Rakyat Indonesia‘s operations, indicating a promising future. With a focus on growth resumption, positive developments in loan portfolios, and strategic restructuring, Bank Rakyat Indonesia appears to be on a path towards enhanced visibility and quality in the coming years. This analysis sheds light on the bank’s strengths and opportunities amid challenging market conditions, offering valuable insights for investors considering this Indonesian financial institution.
A look at Bank Rakyat Indonesia Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 5 | |
| Growth | 4 | |
| Resilience | 4 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
PT Bank Rakyat Indonesia (Persero) Tbk, a commercial bank with operations following shariah principles, shows a promising long-term outlook based on Smartkarma Smart Scores. With a strong focus on dividends and growth, the bank scores high in these areas. A perfect score of 5 in dividends indicates a consistent payout to investors, while a growth score of 4 highlights the potential for expansion and profitability.
Additionally, Bank Rakyat Indonesia demonstrates resilience with a score of 4, suggesting its ability to weather economic challenges. Although the momentum score is slightly lower at 3, the overall positive outlook on value and growth positions the company well for the future. Investors may find Bank Rakyat Indonesia an attractive prospect for long-term investment based on these key factors.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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