- BPER Banca reported net interest income of €853.7 million in the fourth quarter, surpassing the estimated €823.1 million, despite a year-on-year decrease of 1.9%.
- The net income for the fourth quarter was €265.6 million, which is a 39% decrease compared to the previous year and below the estimate of €293.2 million.
- Total revenue for the quarter reached €1.45 billion, exceeding the estimated €1.37 billion.
- Provisions for loan losses were €78.9 million, notably lower than the anticipated €105.7 million.
- For the year 2024, the dividend per share was €0.60, slightly below the expected €0.62.
- The board approved the launch of an exchange offer on BP Sondrio shares, proposing 1.45 BPER shares for each BP Sondrio share.
- BPER Banca reported a Common Equity Tier 1 (CET1) ratio of 15.8%.
- Analyst ratings include 9 buys, 3 holds, and no sells for BPER Banca.
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A look at BPER Banca S.p.A Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 2 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, BPER Banca S.p.A shows a positive long-term outlook. With strong scores in Value, Dividend, and Growth categories, the company demonstrates solid financial health and potential for growth. Its focus on providing value to investors and offering a competitive dividend yield indicate a promising investment opportunity.
However, BPER Banca S.p.A‘s Resilience score is on the lower side, suggesting a possible vulnerability to economic downturns. On the flip side, the company’s high Momentum score points to strong market momentum and potentially favorable stock performance in the near future. Overall, BPER Banca S.p.A, a cooperative bank operating throughout Italy, offers a diversified range of financial services and products, making it an interesting prospect for investors seeking growth and value.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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