- Capital One reported a charge-off rate of 4.7% for August 2025.
- This represents a decrease compared to the 5.82% charge-off rate in August 2024.
- Delinquency rates for August 2025 were at 3.73%.
- The delinquency rate also decreased from 4.35% in August 2024.
- Analyst recommendations for Capital One include 21 buy ratings.
- There are 6 hold ratings for Capital One.
- No analysts have issued a sell rating for Capital One.
A look at Capital One Financial Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 2 | |
| Growth | 3 | |
| Resilience | 3 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Capital One Financial Corporation, a diversified bank operating domestically and internationally, demonstrates strong potential for long-term growth and value according to the Smartkarma Smart Scores. With high marks in Momentum and Value, the company seems poised for continued success in the future. While its Dividend score is moderate, Capital One’s Growth and Resilience scores suggest stability and potential for expansion in the financial sector.
In summary, Capital One Financial Corporation, with its strategic focus on providing financial products to a wide range of clients, showcases favorable prospects for investors. The combination of its established presence in key locations and the positive Smartkarma Smart Scores indicate a promising outlook for the company’s future performance and potential growth in the financial industry.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
Have feedback on this article? Concerned about the content? Get in touch with us directly.
💡 Before it’s here, it’s on Smartkarma
Sign Up for Free
The Smartkarma Preview Pass is your entry to the Independent Investment Research Network
- ✓ Unlimited Research Summaries
- ✓ Personalised Alerts
- ✓ Custom Watchlists
- ✓ Company Analytics and News
- ✓ Events & Webinars
