- In January 2025, Capital One reported a charge-off rate of 6.12%.
- This charge-off rate increased compared to January 2024, when it was 5.71%.
- Delinquency rates for Capital One decreased to 4.61% from 4.78% year over year.
- Market analysts have a mixed outlook on Capital One, with 12 investment recommendations to buy and 13 to hold the stock.
- No analysts have recommended selling Capital One shares at this time.
A look at Capital One Financial Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 2 | |
| Growth | 3 | |
| Resilience | 2 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
According to Smartkarma Smart Scores, Capital One Financial seems to have a positive long-term outlook. With a strong Value score of 4 and Momentum score of 4, the company appears to be attractive in terms of its current valuation and future growth potential. Despite having lower scores in Dividend and Resilience at 2 each, the overall outlook remains promising due to the higher scores in Value and Momentum.
Capital One Financial Corporation, a diversified bank offering a wide range of financial products, has shown a balanced performance across key indicators. While Growth and Resilience scores stand at 3 and 2 respectively, the company’s strong Value and Momentum scores indicate a favorable outlook for potential investors. With a presence in several states like Connecticut, Louisiana, New Jersey, New York, and Texas, Capital One maintains a robust position in serving its consumer, small business, and commercial clients both domestically and internationally.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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