- Chubb reported net premiums written of $14.87 billion, a 7.5% year-over-year increase, surpassing the estimated $14.62 billion.
- Net premiums earned grew by 7.4% to $14.36 billion, exceeding the estimate of $14.04 billion.
- Core operating earnings per share (EPS) rose to $7.49, significantly up from $5.72 the previous year.
- Core operating return on equity (ROE) improved to 16.3%, well above last year’s 13.9% and beating the estimate of 13.5%.
- Book value per share stood at $182.22, compared to $163.16 last year, slightly below the anticipated $184.57.
- The property & casualty combined ratio improved to 81.8%, outperforming the previous 87.7% and the estimated 87.1%.
- The loss and loss expense ratio decreased to 56.7% from 63.1% last year, bettering the expected 62%.
- Total investments increased by 4.9% quarter-over-quarter to $166.00 billion.
- Chubb attributed its performance to strong premium growth and improved underwriting margins, with contributions from all business sectors and global regions.
- The company expressed plans to continue increasing share buybacks while building capital and expanding its investment portfolio.
- Analyst recommendations included 11 buys, 14 holds, and 2 sells for Chubb’s stock.
Chubb on Smartkarma
Analysts on Smartkarma, such as Baptista Research, are closely following Chubb Limited’s performance and potential for growth. In a report titled “Chubb Limited: How Have They Shown Resilience in Light of External Uncertainties?”, highlights were made on Chubb’s strong results in the second quarter of 2025. The company reported record core operating earnings per share of $6.14, a 14% increase from the previous year. This positive performance was attributed to record underwriting income and robust investment results, supported by Chubb’s diversified global presence across all business lines and regions.
Furthermore, Baptista Research, in another report titled “Chubb Limited: Can It Capitalize On Emerging Market Opportunities To Drive Double-Digit Growth?”, explored Chubb’s potential to leverage emerging market opportunities for double-digit growth. The report analyzed Chubb’s financial results for the first quarter of 2025, noting the company’s solid positions within its core operations despite external challenges. This analysis presented an investment thesis that considered both the positives and negatives from a neutral standpoint, indicating optimism about Chubb’s ability to navigate global market conditions to drive growth.
A look at Chubb Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 2 | |
| Growth | 4 | |
| Resilience | 4 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Chubb Limited, a property and casualty insurance company, is positioned favorably for long-term growth according to Smartkarma Smart Scores. With solid scores of 4 for Value, Growth, and Resilience, the company showcases strong fundamentals and resilience in the face of market uncertainties. This indicates a robust financial position and potential for sustained growth in the future, making Chubb an attractive investment option for long-term investors.
While the Dividend and Momentum scores are slightly lower at 2 and 3 respectively, the overall outlook for Chubb remains positive. The company’s diverse range of insurance offerings and focus on commercial and personal lines position it well to navigate market fluctuations and capitalize on growth opportunities. Investors looking for a stable player in the insurance sector with growth potential may find Chubb Limited a compelling choice for their portfolio.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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