- Credito Emiliano‘s Q4 net income is EU134.2 million, surpassing the estimate of EU107.4 million.
- Net interest income for Q4 is reported at EU271.9 million.
- The bank maintains a strong common equity Tier 1 ratio at 15.5%.
- Provision for loan losses has decreased by 17% year-over-year to EU42.8 million.
- For the full year 2024, net income stands at EU620.1 million, marking a 10% increase year-over-year, exceeding the estimate of EU590.7 million.
- Annual net interest income is EU1.12 billion, reflecting a 2.6% increase from the previous year.
- The common equity Tier 1 ratio remains steady at 15.5% compared to the previous year.
- The stock receives positive analyst recommendations with 5 buys, 3 holds, and no sells.
A look at Credito Emiliano Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 5 | |
| Growth | 4 | |
| Resilience | 2 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 4.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on Smartkarma Smart Scores, Credito Emiliano‘s long-term outlook appears promising. With a strong Dividend score of 5 and high Momentum score of 5, the company showcases stability and growth potential. Additionally, its Value and Growth scores stand at 4, indicating solid performance in these areas. However, the Resilience score of 2 suggests some vulnerability to external factors. Overall, Credito Emiliano seems well-positioned for sustained success in the banking and financial services sector.
Credito Emiliano S.p.A. is a bank that offers a wide range of financial services, including banking, lending, investment, and insurance products. With a focus on attracting deposits and providing diverse banking solutions, the company has achieved notable scores across different aspects of its operations. The combination of strong Dividend payouts, positive Growth prospects, and excellent Momentum underscore Credito Emiliano‘s competitive edge in the market. Despite some resilience concerns, the company’s solid foundation and strategic offerings bode well for its future performance.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
Have feedback on this article? Concerned about the content? Get in touch with us directly.
💡 Before it’s here, it’s on Smartkarma
Sign Up for Free
The Smartkarma Preview Pass is your entry to the Independent Investment Research Network
- ✓ Unlimited Research Summaries
- ✓ Personalised Alerts
- ✓ Custom Watchlists
- ✓ Company Analytics and News
- ✓ Events & Webinars
