Discover Financial Services (DFS) Earnings Report: Jan. Charge-Offs and Delinquencies Increase Y/Y, Total Card Loans Hit $101.0 Billion

A look at Discover Financial Services Smart Scores

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Discover Financial Services, a credit card issuer and electronic payment services company, has been given an overall Smartkarma Smart Score of 3 out of 5. This score is based on several factors including value, dividend, growth, resilience, and momentum. The company received a value score of 3 and a dividend score of 3, indicating a moderate outlook for these factors. However, it scored a perfect 5 for growth, suggesting a positive long-term outlook for the company’s future expansion and profitability. On the other hand, Discover Financial Services received a resilience score of 2 and a momentum score of 2, indicating some potential challenges in these areas.

Despite some potential challenges, Discover Financial Services is a strong player in the credit card and electronic payment services industry. The company offers a variety of products including credit cards, student and personal loans, as well as savings products. It also operates a nationwide network of ATMs and POS terminals. With a Smartkarma Smart Score of 3, investors can expect a moderate overall outlook for Discover Financial Services, but with a strong potential for growth and profitability in the long term.

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