- Eurobank’s net income for the first half of 2025 was €691 million, representing a 4.2% decrease compared to the previous year.
- Adjusted net income was reported at €711 million, showing a 2.9% decline year-over-year.
- Net interest income saw a significant increase of 12% year-over-year, amounting to €1.27 billion.
- In the second quarter, Eurobank’s Common Equity Tier 1 (CET1) ratio was 15.5%, slightly lower than the 15.6% recorded at the same period last year.
- The Non-Performing Exposure (NPE) ratio improved, ending the period at 2.8%, compared to 3.1% the previous year.
- CEO Fokion Karavias highlighted the bank’s focus on financing the real economy, noting an organic loan growth of €2.2 billion in the first half of 2025.
- Eurobank has increased its credit expansion goals for the current year.
- According to CEO Karavias, Eurobank is successfully implementing its strategy and meeting or surpassing the targets set in their business plan.
A look at Eurobank Ergasias Sa Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 3 | |
| Growth | 5 | |
| Resilience | 5 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 4.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on Smartkarma Smart Scores, Eurobank Ergasias Sa is looking towards a promising long-term outlook. With strong scores in Growth and Resilience, the company is positioned well for future expansion and to weather economic uncertainties. The high score in Growth indicates potential for increased market share and profitability, while the resilience score suggests the company’s ability to withstand challenges. Additionally, the Momentum score highlights positive market sentiment and investor interest in the company’s performance.
Eurobank Ergasias Sa, a banking institution that provides a range of financial services including loans, investment management, and insurance products, is showing a solid overall performance outlook as per the Smart Scores. With a balanced score across Value, Dividend, Growth, Resilience, and Momentum, the company demonstrates stability and growth potential in the competitive banking sector. Investors may find Eurobank Ergasias Sa an attractive long-term investment opportunity given its strong fundamentals and positive market outlook.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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