- Total deposits for FNB Corp in the fourth quarter were $37.11 billion, slightly above the estimate of $37.04 billion.
- Loans and leases at the end of the period totaled $33.94 billion, close to the $33.96 billion estimate.
- Net interest income reached $322.2 million.
- The adjusted net interest margin was 3.04%, slightly above the 3.03% estimate.
- FNB Corp reported cash and cash equivalents of $2.42 billion, with cash and due from banks amounting to $416 million.
- Earnings per share (EPS) stood at 30 cents.
- Return on average equity was 6.96%, slightly below the 7.55% estimate.
- The company reported a return on average assets of 0.92%.
- The net charge-offs ratio was 0.24%, slightly higher than the 0.21% estimate.
- FNB Corp expressed optimism for 2025, expecting strong revenue growth and positive operating leverage.
- The company highlighted the benefit of its geographic footprint, technology investments, strong balance sheet, and skilled bankers, which contributed to year-over-year loan growth of 5.0% and deposit growth of 6.9%.
- As of the report, FNB Corp had 7 buy ratings, 1 hold, and no sell ratings from analysts.
A look at Fnb Corp Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 3 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
F.N.B. Corporation, a financial services holding company with a strong focus on value, dividends, and momentum, presents a promising long-term outlook as indicated by its Smartkarma Smart Scores. With a top score in value, F.N.B. Corp’s emphasis on providing good value for investors is evident. Additionally, its solid dividend and momentum scores reflect a company that is committed to rewarding shareholders and showing positive growth trends. Although growth and resilience scores are not as high, the overall positive ratings across key factors bode well for the company’s future performance.
Based on the Smartkarma Smart Scores, F.N.B. Corporation appears well-positioned for sustained success in the financial services sector. The company’s solid presence in Pennsylvania, northern and central Tennessee, and eastern Ohio allows it to cater to a diverse range of consumers and small to medium-sized businesses. With a strategic focus on value and dividends, coupled with positive momentum, F.N.B. Corp demonstrates a strong foundation for long-term growth and shareholder value creation.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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