Earnings Alerts

Grupo Aval Acciones y Valores (AVAL) Earnings: Significant Increase in 3Q Net Interest Income and Lower Non-Performing Loan Ratio

By November 14, 2025 No Comments
  • Grupo Aval reported a net interest income of COP1.87 trillion for the third quarter, marking a 12% increase compared to the previous year, when it was COP1.67 trillion.
  • The net interest margin improved to 3.1%, up from 2.9% year-over-year.
  • The non-performing loans ratio decreased to 3.4% from 4.3% compared to the same period last year, indicating an improvement in loan performance.
  • Provisions fell by 2% year-over-year, totaling COP973.8 billion.
  • Analysts’ recommendations include 2 buys, 3 holds, and 1 sell.

A look at Grupo Aval Acciones y Valores Smart Scores

FactorScoreMagnitude
Value3
Dividend3
Growth3
Resilience2
Momentum5
OVERALL SMART SCORE3.2

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Analysts using Smartkarma Smart Scores have indicated a positive long-term outlook for Grupo Aval Acciones y Valores. The company has received strong scores in Value, Dividend, and Growth, showcasing a solid foundation for potential future performance. Additionally, with a high Momentum score, Grupo Aval Acciones y Valores demonstrates strong positive market sentiment and upward momentum.

While the company received a slightly lower score in Resilience, overall, the combination of its strengths in Value, Dividend, Growth, and Momentum positions Grupo Aval Acciones y Valores well for long-term success in the Colombian financial sector. Investors may find the company to be an attractive option for potential growth and returns based on these favorable Smart Scores.

Summary of Grupo Aval Acciones y Valores S.A.: Grupo Aval Acciones y Valores S.A. operates as a holding company of investments in stocks, bonds and other financial instruments in Colombia, primarily in the financial sector.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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