- The net interest margin for Hancock Whitney was 3.49%, just below the estimated 3.52% but higher than last year’s 3.39%.
- Reported earnings per share (EPS) were $1.49, up from $1.33 last year.
- Total loans reached $23.60 billion, a 0.6% increase from last year, slightly below the estimated $23.79 billion.
- Total deposits decreased by 1.1% year-over-year to $28.66 billion, falling short of the $29.25 billion estimate.
- The provision for credit losses was $12.7 million, representing a 32% drop from the previous year.
- Book value per share increased to $52.82, up from $48.47, surpassing the $52.24 estimate.
- Return on average common equity rose to 11.6%, higher than both the previous year’s 11.4% and the estimated 11.1%.
- President & CEO John M. Hairston highlighted the company’s “exceptionally strong performance” and capital growth through organic means and share repurchases.
- The company achieved a return on assets (ROA) of 1.46% and an improved efficiency ratio of 54.10%.
- Despite a challenging rate environment, the company maintained a stable net interest margin of 3.49%.
- Investment analysts expressed confidence in the company with 7 buy ratings, 2 hold ratings, and no sell ratings for its stock.
- Looking forward, the company expects low-single digit growth both year-over-year and in the fourth quarter of 2025.
A look at Hancock Holding Co Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, Hancock Holding Co is positioned well for long-term success. With strong scores in Value, Dividend, Resilience, and Momentum, the company demonstrates stability and growth potential. The Value score indicates that the company is priced attractively relative to its fundamentals, while the Dividend score suggests a consistent and reliable dividend payout. Additionally, Hancock Holding Co‘s Resilience score highlights its ability to weather economic downturns, providing investors with a sense of security. The Momentum score signals positive market momentum, indicating potential for future growth.
Hancock Whitney Corporation, the parent company of Hancock Holding Co, operates a range of banking and financial services, catering to customers in the United States. With a focus on offering a variety of financial products and services, including banking accounts, loans, investments, and online banking, Hancock Whitney aims to meet the diverse needs of its clientele. The company’s strong Smart Scores point to a promising outlook, positioning it well for sustainable growth and continued performance in the long run.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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