- Intesa Sanpaolo reported a fourth-quarter net income of €1.50 billion, surpassing the estimated €1.4 billion.
- The company’s operating income reached €6.67 billion, exceeding the forecast of €6.55 billion.
- Net interest income came in at €3.80 billion, slightly above the expected €3.77 billion.
- Net fee and commission income stood at €2.42 billion, outperforming the estimate of €2.33 billion.
- The trading profit for the quarter was €5 million.
- The cost to income ratio was reported at 53.7%, more favorable than the anticipated 54.4%.
- The non-performing loan (NPL) ratio on a gross basis was 2.3%, marginally higher than the expectation of 2.25%.
- Analyst ratings included 20 buy recommendations, 4 hold, and 2 sell ratings.
A look at Intesa Sanpaolo Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 5 | |
| Growth | 5 | |
| Resilience | 2 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 4.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Intesa Sanpaolo, a leading banking institution, has garnered positive Smart Scores in several key areas, indicating a favorable long-term outlook. The company excels in dividend and growth prospects, scoring top marks in both categories, reflecting a strong potential for returns and expansion. With a high value score, Intesa Sanpaolo is deemed to provide good value for investors, positioning it as an attractive investment option. While the resilience score is moderate, the momentum score suggests a positive trend in the company’s performance, showcasing its ability to capitalize on market opportunities.
Intesa Sanpaolo‘s core business of attracting deposits and offering a wide range of banking and financial services positions it strongly within the industry. The Bank’s diverse offerings, including consumer credit, asset management, and securities brokerage, cater to a broad client base. With operations spanning across Italy and international markets in Europe, Asia, and the United States, Intesa Sanpaolo demonstrates a global presence and strategic expansion. Overall, the company’s robust Smart Scores underscore its potential for sustained growth and stability in the competitive financial landscape.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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