- Israel Discount Bank reported a net income of 1.12 billion shekels for the second quarter of 2025, marking a 6.7% increase compared to the same period last year.
- Net interest income for the same period increased by 1.5%, reaching 2.66 billion shekels.
- There was a significant decrease in provisions for loan losses, down by 69% to 60 million shekels.
- Following progress in separating the Cal credit card company, Cal is now classified as a “discontinued operation” starting in the second quarter of 2025.
- The board of Israel Discount Bank has approved a dividend distribution of 50% of the profits from the second quarter.
- Market analysts provide mixed ratings for the bank, with three buy recommendations and one hold, with no sell recommendations.
A look at Israel Discount Bank Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 3 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.6 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Analysts at Smartkarma have assigned Israel Discount Bank with Smart Scores indicating a positive long-term outlook for the company. With strong scores of 4 in Value, Resilience, and Momentum, and scores of 3 in Dividend and Growth, Israel Discount Bank appears well-positioned for the future. The high Value score suggests the company is trading at an attractive valuation relative to its intrinsic worth, while the positive Momentum score indicates favorable market trends. Additionally, the bank’s Resilience score reflects its ability to weather economic uncertainties, showcasing its stability in challenging environments.
Israel Discount Bank, offering personal and business banking services along with corporate and asset-based lending, operates both in the United States and internationally. Based on the Smart Scores provided, investors may find Israel Discount Bank to be a promising investment prospect for the long term, benefiting from its strong value proposition, resilience, and positive momentum in the market.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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