Earnings Alerts

JPMorgan Chase & Co (JPM) Earnings: Analyzing November Charge-Offs and Delinquencies

By December 15, 2025 No Comments
  • JPMorgan experienced a charge-off rate of 1.76% in November 2025.
  • The rate of delinquencies reported by JPMorgan in November 2025 was 0.86%.
  • In terms of analyst recommendations, there were 19 buy ratings for JPMorgan.
  • JPMorgan received 11 hold ratings from analysts.
  • There are 3 sell ratings for JPMorgan from analysts.

JPMorgan Chase & Co on Smartkarma

Analysts on Smartkarma, such as Baptista Research, are closely monitoring JPMorgan Chase & Co. for potential market movements. In their recent reports, Baptista Research delves into the financial performance of JPMorgan Chase in the second quarter of 2025. Despite reporting a net income of $15 billion and an EPS of $5.24, the firm experienced a 10% decrease in revenue from the previous year, amounting to a decline of $5.3 billion. The research raises the question of whether JPMorgan Chase’s Return on Tangible Common Equity (ROTCE) will skyrocket with potential Basel III relief.

In another insightful analysis, Baptista Research highlights the solid financial performance of JPMorgan Chase in the first quarter of 2025. With a net income of $14.6 billion and revenues reaching $46 billion, the firm demonstrated an 8% year-over-year increase in performance. Earnings per share were reported at $5.07, and the firm’s Return on Tangible Common Equity (ROTCE) stood at an impressive 21%. Baptista Research also identifies the four major challenges that lie ahead for JPMorgan Chase, providing investors with a comprehensive view of the company’s prospects and potential hurdles.


A look at JPMorgan Chase & Co Smart Scores

FactorScoreMagnitude
Value3
Dividend3
Growth4
Resilience3
Momentum4
OVERALL SMART SCORE3.4

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

According to Smartkarma Smart Scores, JPMorgan Chase & Co. is looking promising in the long term. With solid ratings in Growth and Momentum, the company appears to be positioned well for future success. JPMorgan Chase & Co. provides a range of financial services globally, including investment banking, asset management, and retail banking. Its strong Growth score of 4 suggests potential for expansion and development, while a Momentum score of 4 indicates positive market momentum.

JPMorgan Chase & Co. also scores decently in other areas such as Value, Dividend, and Resilience, further highlighting its overall strength. As a leading provider of financial services to businesses, institutions, and individuals, the company’s balanced scores across various factors bode well for its long-term outlook in the competitive financial services industry.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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