- Jyske Bank’s forecast for 2025 net income is towards the high end of DKK 3.8 billion to DKK 4.6 billion.
- Earnings per share (EPS) for the year are expected to be at the high end of DKK 60 to DKK 73, with a more precise estimate at DKK 71.40.
- In the second quarter, Jyske reported a pretax profit of DKK 1.73 billion, surpassing the estimate of DKK 1.48 billion.
- The Common Equity Tier 1 ratio stood at 16.3%, higher than the estimated 15.6%.
- Net income for the second quarter was DKK 1.28 billion, beating the estimate of DKK 1.08 billion.
- Second quarter earnings per share were DKK 20.00.
- Net interest income met expectations at DKK 2.18 billion.
- Net revenue was DKK 3.27 billion, which was above the estimate of DKK 3.12 billion.
- Loan impairment charges resulted in an income of DKK 47 million in the first half of 2025, compared to an expense of DKK 95 million in the first half of 2024, indicating improved credit quality.
- Post model adjustments increased to DKK 1.9 billion from DKK 1.8 billion at the end of 2024.
- The Danish economy and employment are improving, with increased activity in the housing market, although affected by tariff rate changes and geopolitical uncertainty.
- The bank’s forecasted net profit for 2025 aligns with the upper end of prior estimates, reflecting strong financial performance.
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A look at Jyske Bank A/S Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 4.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, Jyske Bank A/S holds a promising long-term outlook with high scores in several key areas. With a top score in Value, the company is likely priced attractively compared to its financial metrics. Additionally, its strong scores in both Growth and Dividend suggest a company poised for steady expansion and shareholder returns. The high Momentum score further indicates positive market sentiment and potential for future growth. However, a slightly lower Resilience score may indicate some vulnerability to market disruptions.
Jyske Bank A/S, a Danish banking group providing a range of financial services, including banking, insurance, and asset management, shows solid fundamentals based on the Smartkarma Smart Scores. Operating throughout Denmark and serving various client segments, including private individuals and corporations, the company appears well-positioned for continued success and value creation. Investors may find the company’s strong scores in Value, Dividend, Growth, and Momentum appealing, though monitoring its Resilience score for potential risks is advised.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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