- Kaspi.kz reported a 71% year-over-year increase in revenue for the third quarter, reaching 1.11 trillion tenge.
- Net income slightly increased by 1.3% year-over-year, amounting to 278.05 billion tenge.
- Customer engagement remains strong with an impressive 76 monthly transactions per active consumer.
- Kaspi.kz plans to initiate a $100 million American Deposit Shares (ADS) repurchase program, signaling confidence in its long-term growth and cash generation capacity.
- Excluding certain factors like smartphone GMV, regulatory and tax changes, and the base rate increase, the company’s underlying net income growth for 2025 is expected to be around 18-20% year-over-year.
- The company anticipates that smartphone supply disruptions are temporary and expects Marketplace growth to normalize by next year, aided by favorable year-over-year comparisons from March 2026.
- Kaspi.kz shares saw a 3.8% increase in pre-market trading, rising to $74.00.
- Current stock analyst ratings include 9 buys, 1 hold, and 1 sell.
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A look at Kaspi.kz Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 4 | |
| Momentum | 2 | |
| OVERALL SMART SCORE | 3.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Analysts have assessed Kaspi.kz‘s long-term outlook using the Smartkarma Smart Scores, which rates the company across different factors. While the company received a moderate rating for its value and momentum, it excelled in the areas of dividend, growth, and resilience. With strong scores in dividend, growth, and resilience, Kaspi.kz is positioned well for the future, indicating a positive outlook in terms of its ability to provide returns to investors and withstand market challenges.
Kaspi.kz Joint Stock Company is a financial technology firm that focuses on developing solutions for everyday transactions between consumers, merchants, and entrepreneurs in Kazakhstan. The company’s emphasis on payments, marketplace, and fintech solutions underscores its commitment to facilitating seamless interactions within the market. Overall, Kaspi.kz‘s strong performance in dividend, growth, and resilience bodes well for its future success and sustainability.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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