Earnings Alerts

KBC Groep NV (KBC) Earnings: 3Q Net Interest Income Meets Estimates with Strong Net Income Results

By November 13, 2025 No Comments
  • KBC reported a third-quarter net interest income of €1.53 billion, aligning with analysts’ expectations of €1.51 billion.
  • The company achieved a net income of €1.00 billion, surpassing the projected estimate of €938.4 million.
  • KBC’s net interest margin was 2.05%, which was slightly below the anticipated 2.08% from two separate estimates.
  • The impaired loan ratio for KBC was reported at 1.8% during this period.
  • There are currently 8 buy ratings, 10 hold ratings, and 3 sell ratings for KBC’s stock.

A look at KBC Groep NV Smart Scores

FactorScoreMagnitude
Value3
Dividend3
Growth4
Resilience3
Momentum5
OVERALL SMART SCORE3.6

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Analysts utilizing the Smartkarma Smart Scores have assessed KBC Groep NV‘s long-term outlook across various key factors. With a notable momentum score of 5, indicating strong market performance, KBC Groep NV is poised for continued growth and positive market sentiment in the future. The growth score of 4 further underscores the company’s potential for expansion and development in the banking and insurance sector, enhancing its overall attractiveness to investors.

Additionally, KBC Groep NV demonstrates a solid level of resilience with a score of 3, reflecting its ability to withstand economic fluctuations and market challenges. These factors, coupled with moderate scores in value and dividend, position KBC Groep NV as a well-rounded investment option with a promising outlook for long-term success.

Summary: KBC Groep NV is a financial institution that specializes in banking and insurance services, including a wide range of loan offerings, insurance products, and investment fund management. With a balanced performance across key factors such as growth, resilience, and momentum, KBC Groep NV presents a compelling opportunity for investors seeking stability and growth potential in the financial market.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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